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Last updated: 02 Jun 2026, 02:58 PM
HDFC/ICICI CC/DC Full Swipe & Credit Card EMI Instant Discount Offer
From 14th July’25 to 31st July’25
Valid only on E-Store
FREQUENTLY ASKED QUESTIONS:
What is the offer?
Instant Discount is available on HDFC/ICICI DC/CC Full Swipe & Credit Card EMI Transaction from 14th July’25 to 31st July’25 on E-Store only.
| Models | Variants | Discount (₹) |
| X200 FE | 12GB+256GB | 5500 |
| X200 FE | 16GB+512GB | 6000 |
What is the offer duration?
Discount mentioned above is offer is valid 14th July’25 to 31st July’25
What other conditions should apply to avail the offer?
* Offer is applicable only on one transaction per Card.
* Offer is valid only on Transactions made by HDFC/ICICI DC/CC Full Swipe & Credit Card EMI Transaction Only.
* In case of No Cost EMI transaction with HDFC/ICICI credit cards offer is applicable only on 9 months tenure (Applicable as per Model/Series mentioned in the table)
* Offer is applicable on CC/DC Full swipe & CC EMI transactions with HDFC/ICICI Credit card.
* Minimum Net Cart Value (NCV) should be Rs.10,000 to avail the offer.
Is the offer applicable on all HDFC/ICICI Transactions?
* This offer is applicable on EMI transactions made using HDFC/ICICI bank Credit Cards. However, offer will NOT apply on transactions made using any Corporate or Commercial Credit Cards.
How many times can this offer be availed?
*Offer is only applicable on one transaction per card.
Will the offer be applicable in case transaction is made through Phonepe?
*No, Offer will not be applicable in case the payment is made through PhonePe.
TERMS AND CONDITIONS
Offer Details
1. The Offer will commence from 14th July’25 to 31st July’25
on all HDFC/ICICI bank CC/DC Full Swipe & CC EMI Transactions
2. Under this Offer, Cardholders will get the above-mentioned Discount on transactions made using their HDFC/ICICI Bank credit card during the Offer Period (14th July’25 to 31st July’25) on the models mentioned above in the table. Offer is applicable only on one transaction per Card.
3. The Instant Discount will be applied to the Net Cart Value (“NCV”). NCV shall mean the total value of only the eligible product/s in the cart after all applicable discounts and exchange offer redemption
4. The Offer is applicable only on the devices mentioned above in the table.
5. The Offer is NOT applicable on transactions made using Corporate or Commercial Card.
Other Terms and Conditions
1. All Cardholders, excluding HDFC/ICICI bank Corporate Credit Card, with no outstanding of more than 30 days are eligible for this Offer.
2. This Offer is applicable on No Cost EMI transactions on using a Credit card as per the terms of this Offer and is NOT applicable on transactions made through Internet Banking.
3. The Offer is not applicable for Card-on-delivery transactions.
4. In case of cancellation of your order, the transaction will not qualify for the Offer. If you cancel part of your order, you will qualify for the Offer only on the net amount you pay basis eligibility.
5. All the banks reserves the right to disqualify the Cardholder(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for availing the benefits under the said Offer or otherwise by use of the Card.
6. Any person availing this Offer shall be deemed to have accepted these terms and conditions.
7. The banks and Platforms reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary these terms and conditions or to replace, wholly or in part, this offers by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
8. Delinquent and over-limit HDFC/ICICI bank Credit Card members will not qualify for this Offer.
9. Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
10. Nothing herein amounts to a commitment by HDFC/ICICI bank to conduct further, similar or other offers.
11. Any query regarding the program will be entertained only till 20th August 2025. Post such a date, The above banks and Platforms will not entertain any correspondence or communication regarding this Program from any persons.
12. HDFC/ICICI bank does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products which shall be at the sole liability to sellers on the Platform.
13. All the existing offers, gifts, discounts etc. that are being offered can be availed by Cardholders as part of this exclusive offer as mentioned in the communication.
14. Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website, are representative & for illustrative purpose only and may not bear a resemblance to the actual products. None of the parties shall under any circumstances be responsible towards the same.
15. Products offered under this program are subject to availability from the respective participating merchants/sellers on the Platform and accordingly HDFC/ICICI bank or Platform in no circumstances shall be liable for non-availability of any of the products.
18. Under no circumstances will the offer/discount being offered under this Program be settled with cash in lieu by HDFC/ICICI bank or by Platform.
19. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer
20. HDFC/ICICI bank will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by seller(s) on products/services made available by it and the same shall be at the sole risk and consequences of such seller(s) and without reference to banks.
21. Platform or the seller(s) shall not be liable for any failure by HDFC/ICICI bank to honour the transaction and for any technical issues because of which the transaction made by the Cardholder was not successful. HDFC/ICICI bank shall indemnify and hold Platform and seller harmless against any claims by the Cardholder for unsuccessful completion of the transaction. Further, HDFC/ICICI banks shall solely be liable to the Cardholder for wrongful remittance of the amounts by it, without any reference to Platform.
22. By participating in this Offer you agree to be bound by these terms and conditions of the Offer, standard terms and conditions, terms of use, privacy policy (subject to change) of the Platform and the terms and conditions of the respective seller shall be applicable on the Cardholder.
23. The Cardholder shall indemnify and hold Platform, HDFC/ICICI bank and/ or seller(s) harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fees) that may be suffered by Platform, HDFC/ICICI bank and/ or seller as a consequence of (i) violation of these terms and conditions, of the terms of user agreement, privacy policy (subject to change) published on the Platform, by Cardholder; (ii) violation of applicable laws by Cardholder; and (iii) any action or inaction resulting in willful misconduct or negligence on the part of the Cardholder.
24. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Offer.
25. This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.
26. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator to be appointed by HDFC/ICICI bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai for HDFC/ICICI bank and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against these banks.
27. All liability with respect to the products purchased lies with the respective sellers and neither Platform nor HDFC/ICICI bank shall be in any way responsible for the same.
28. This Offer is valid only in India. The minimum age of such Cardholder shall be 18 years.
29. Further, as required by applicable law, in the event that the Cardholder makes a purchase of an amount equal to or above Rs. 2,00,000, the Cardholder will be required to upload a scanned copy of his/her PAN card on the Platform, within 4 days of making the purchase, failing which, the purchase made by the Cardholder will be cancelled. The requirement to submit the PAN card arises only once and if it has been submitted once by the Cardholder, it need not be submitted again. The order of the Cardholder will be cancelled if there is a discrepancy between the name of the Cardholder and the name on the PAN Card.
30. This document is an electronic record in terms of Information Technology Act, 2000, and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
Preliminary
1. This offer (Bank discount) is being run on Vivo store for the above-mentioned models. It is open to all residents of India holding a valid and current HDFC/ICICI bank Credit Cards (“Cardholder/you/your” and “Card”).
2. By participating in the Offer, Cardholder agrees to be bound by:
a. these terms and conditions (T&C);
b. the Terms of Use, Privacy Policy and other relevant documentation including any modifications, alterations or updates thereof, that are published on the Platform from time to time; and
C. all applicable terms and conditions of HDFC/ICICI bank.
vivo X200 FE & X Fold 5 – 7-Day No Questions Asked Return Policy
Applicable only for purchases made via the vivo India Official E-Store i.e. www.shop.vivo.com.
Policy Overview
We’re confident you’ll love your new vivo X200 FE and vivo X Fold 5. However, if the product doesn’t meet your expectations, we offer a hassle-free return option within 7 days of delivery—no questions asked.
Return Eligibility Criteria
To qualify for a return, please ensure the following:
Note: QC may take up to 48 hours after the product is received at our warehouse.
How to Request a Return
To initiate a return:
Returns Will Not Be Accepted If:
Refund Process
Need Help?
We’re here to assist you.
Contact us at support.in@vivo.com
vivo X200 FE & X Fold 5 – Home Product Demonstration Terms & Conditions
You are requested to review the terms and conditions set forth below prior to participating in the vivo X200 FE & X Fold 5 – Home Product Demonstration Program (“Program”). By registering and clicking “I Agree,” you consent to be governed by the terms and conditions mentioned herein.
1. Program Overview
This Program is organized by vivo Mobile India Private Limited (“vivo”) to offer eligible customers a hands-on, in-home product demonstration of the newly launched vivo X200 FE and vivo X Fold 5 smartphones, conducted by a trained vivo Brand Advisor (VBA).
2. Program Validity
3. Eligibility & Registration
vivo X200 FE:
vivo X Fold 5:
Registration Details Required:
Registration Form Link: https://forms.gle/dE24v3TPVBqdAoHY7
Note: Filling the form does not guarantee service. Demos will be scheduled on a first-come, first-served basis, subject to serviceable locations.
4. Service Availability
5. Visit Scheduling
6. Scope of the Program
7. Safety & Conduct
8. Privacy
All personal information collected for this Program will be used solely for demonstration scheduling and related communication, in line with our Privacy Policy.
9. Amendments
vivo reserves the right to amend, modify, or cancel the Program and its terms and conditions at any point without prior notice.
10. Contact & Support
For any queries related to the Home Product Demonstration Program, please reach out to us at:
support.in@vivo.com
Offer valid on vivo E-Store during the Offer Periods as mentioned below.
Forfeiture clause: Extended Warranty offer:
Decision of vivo in relation to the Offer and matter incidental theretoshall be final and bindingon the customer. All disputes shallbe governed by the laws of India. These Terms shall be governed by exclusive laws of Indiaand the courts located at New Delhi shall have the exclusive jurisdiction in respect of all the subject matter with relation to the Offer.
For more information please contact your nearest authorized vivo service center or call us at 1800-208-4488.
No Cost EMI Details:
| Variant | No Cost EMI (Months) |
| X200 FE | 3,6 & 9 Months |
Terms and Conditions
Exchange Bonus Terms and Conditions
| Model / Variant | Exchange Bonus |
| X200 FE (12+256 GB) | 5500 |
| X200 FE (16+512 GB) | 6000 |
Terms and Conditions for Review Campaign
1. Eligibility
– Only customers who have recently purchased smartphones from our E-Store are eligible to participate in the Review & Win Campaign.
– Participants must upload a profile picture to their E-Store account before submitting their reviews on our official website.
– To qualify for the campaign, participants must submit both a unique video review and a written review.
2. Rewards
– Customers will get ₹500 E-Store voucher which will be applicable on all the products priced above ₹15000.
– The ₹500 voucher will be credited automatically to the customer’s account upon successful submission of the review.
3. Content Requirements
– Video reviews must be original and focus on the product’s aesthetics and features. Videos copied from social media platforms like YouTube, Facebook, etc., are not eligible.
– Written reviews must include the customer’s personal opinion on the product’s features and describe their experience with the E-Store.
– Participants must include 2 photos demonstrating the camera quality or showing the physical overview of the smartphone.
Additional Criteria for Video Reviews
To be considered for the Review & Win campaign, customer video reviews must meet the following criteria:
a. The review must be submitted as a self-recorded video.
b. The video should have a clear and appropriate background.
c. Both positive and negative aspects of the product should be covered.
d. The video quality must be good, with clear audio and visuals.
e. The customer should speak at an appropriate pace and demonstrate knowledge about the product.
4. Offer Limitations
– This offer does not apply to bulk orders.
– The offer can only be redeemed once per review.
5. Void Conditions
– The offer will be void if the same video or written review is submitted from multiple customer accounts.
6. Approval
– All reviews are subject to approval. We reserve the right to reject any submissions that do not meet the content requirements or violate our policies.
7. Modification of Terms
– We reserve the right to modify or terminate this offer at any time without prior notice.
8. Contact
– For any queries regarding these campaigns, please contact our customer support team at support.in@vivo.com/ support.in@iqoo.com
By participating in these campaigns, customers agree to adhere to these terms and conditions. Vivo reserves the right to amend or update these terms as necessary.
15 Days Replacement Policy
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