Flipkart Personal Loan details and EMI calculator

Flipkart Personal Loan Information

What is Personal Loan?

A personal loan is like getting money directly transferred to your savings account.

You can use this loan to pay for various things like weddings, education, home renovation, travel, medical expenses, and even for managing your everyday needs. It’s a convenient way to get the funds you need when you need them.

What are the steps to avail Personal Loan

Flipkart is  offering a fully digital journey for you to apply for Personal Loan.

1.You just need to have your PAN card number with you.

2. Set-up KYC ( Aadhaar Number will be required ).

3. Setup auto repayment – Keep your account details like account number , net banking or debit card details handy.

4. And Your done….. Loan if approved will be credited in you bank account post successful completion of KYC.

Where can I use the Personal Loan?

A personal loan is like getting money directly deposited into your savings account.

You can use this loan to cover various expenses, such as weddings, education, home renovations, and travel.

Below is the example for the product value ₹10,999 with No Cost EMI and Regular EMI

How can I calculate the EMI for Personal Loan?

Approval Amount, Rate of Interest, Loan Tenure and EMI amount will be displayed during the loan journey.

Calculate Flipkart Personal Loan EMI

In Below form add details about Price, Interest rate and Month to calculate monthly EMI.


How much time does it take for Personal loan to be disbursed?

Post successful Video KYC, the loan will be disbursed to your account immediately.

Is there are any collateral/security to be provided for availing Personal Loan?

No, you don’t have to provide any security/ collateral to avail Personal loan.

What are the interest rates & charges of Personal loan?

Personal Loan interest rates are very competitive. The charges. For more details you can refer interest rate charges.

What is the tenure for which I can avail a Personal Loan ?

Flipkart offer you a flexible tenure ranging from 12 to 36 months.

What are the eligibility criteria for Personal loan?

Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc.
Minimum eligibility for salaried individuals:
• Borrower should be an Indian National.
• Age – 21 o 55 Years at the time of loan maturity.
• Minimum Monthly Income – Rs. 15,000.


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