Mi Credit instant Credit loan paperless process.

Mi Credit offers loans up to 1 Lakh Rupees at low interest rates in the most convenient and secure way.

The application process is completely digital and hassle-free, and can be completed with the help of your mobile phone anywhere.

You may use the loan funds for any personal requirement like shopping, travel, education, medical expenses etc. We work with multiple partners to get the best loan offer for you at affordable EMIs.

You have the flexibility to choose EMI tenure, so that it is convenient for you to pay the EMIs!

The loan can be repaid with easy EMIs over a period of 91 days to 3 years. Interest rates start at 1.35% p.m. For example, if the loan amount is ₹20,000, interest charged is 16.2% per annum and the loan is to be repaid over 6 EMIs, then the overall interest payable would be ₹937 and the EMI per month would be ₹3423.

How to apply for a loan?

Step 1: Install Mi Credit app from Google Play Store and register through Mi account or phone number
Step 2: Upload KYC documents (ID & Address Proof) & add personal details for online verification
Step 3: Add bank details to facilitate transactions
Step 4: Loan amount up to ₹1,00,000 is disbursed to your bank account quickly

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