Samsung Axis Bank Credit Cards: Benefits, Features & How to Apply

Introduction

Samsung has partnered with Axis Bank to launch two premium credit cards – the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. These co-branded cards offer exclusive cashback, reward points, and lifestyle benefits, especially for Samsung users.

In this detailed guide, we’ll cover:
✔️ Key features of both cards
✔️ Cashback & reward points structure
✔️ Eligibility & how to apply
✔️ Fees & charges
✔️ Tips to maximize benefits

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Samsung Axis Bank Credit Card Variants: Infinite vs Signature

Here’s a quick comparison of both cards:

Feature	Infinite Card	Signature Card
Annual Fee	₹5,000 + GST (Waived on ₹7L spend)	₹500 + GST (Waived on ₹2L spend)
Joining Benefit	₹6,000 Edge Points (after 3 spends)	₹500 Edge Points (after 3 spends)
Samsung Cashback	10% (up to ₹20,000/year)	10% (up to ₹10,000/year)
Partner Rewards (Zomato, BigBasket, etc.)	3% (up to ₹5,640/year)	2% (up to ₹1,048/year)
Lounge Access	8 Domestic + 6 International visits	4 Domestic visits
Fuel Surcharge Waiver	1% (up to ₹500/month)	1% (up to ₹500/month)
EazyDiner Benefits	Prime Membership + ₹1,000 off/month	₹500 off/month

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Detailed Benefits Breakdown

1. Samsung Purchases – 10% Cashback

• Applies to Samsung Online Store, Brand Stores, Flipkart (authorized sellers), and service centers.
• Infinite Card: Max ₹5,000/month (₹20,000/year)
• Signature Card: Max ₹2,500/month (₹10,000/year)

2. Reward Points on Everyday Spends

• Infinite Card:
  • 5 Edge Points (₹1) per ₹100 on general spends
  • 15 Edge Points (₹3) per ₹100 on partner merchants (Zomato, BigBasket, Myntra, etc.)
• Signature Card:
  • 5 Edge Points (₹1) per ₹100 on general spends
  • 10 Edge Points (₹2) per ₹100 on partner merchants

3. Airport Lounge Access

• Infinite: 8 domestic + 6 international visits (Priority Pass included)
• Signature: 4 domestic visits

4. EazyDiner Dining Benefits

• Infinite Card: Free Prime membership + ₹1,000 off on ₹2,000+ dining bills
• Signature Card: ₹500 off on ₹2,000+ dining bills

5. Fuel Surcharge Waiver

• 1% waiver on fuel transactions (min ₹400, max ₹5,000 per transaction)
• Capped at ₹500 per month

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Eligibility & How to Apply

✔️ Eligibility Criteria

✅ Indian resident
✅ Age: 18-70 years
✅ Salaried or self-employed
✅ Minimum income requirement (not specified, but Axis Bank evaluates credit score)

✔️ Documents Required

• PAN Card
• Aadhaar Card (linked mobile for OTP)
• Income proof (salary slips/ITR for self-employed)

✔️ Application Process

1. Visit Samsung Credit Card Page
2. Click “Apply Now” (redirects to Axis Bank)
3. Fill in details & submit KYC (Video KYC required)
4. Approval & Card Delivery (within 7-10 working days)

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Fees & Charges

Fee Type	Infinite Card	Signature Card
Joining Fee	₹5,000 + GST	₹500 + GST
Annual Fee	Waived on ₹7L spend	Waived on ₹2L spend
Cash Withdrawal	2.5% of amount (min ₹500)	Same
Late Payment	Up to ₹900	Up to ₹900

Pro Tip: Spend ₹7L (Infinite) or ₹2L (Signature) in a year to waive the annual fee!

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How to Maximize Benefits?

1. Use for Samsung Purchases – Get 10% cashback on phones, TVs, appliances.
2. Shop at Partner Merchants – Zomato, BigBasket, Myntra give extra rewards.
3. Travel Smart – Use free lounge access (Infinite offers Priority Pass).
4. Dining Discounts – EazyDiner offers ₹500-1,000 off monthly.
5. Pay Fuel Bills – 1% surcharge waiver saves money.

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FAQs

❓ Is the Samsung Axis Bank Credit Card worth it?

✅ Yes! If you buy Samsung products frequently or spend on Zomato/Myntra, the cashback & rewards outweigh the fees.

❓ How to redeem Edge Reward Points?

Log in to Axis Bank Mobile App → Rewards Section → Redeem for vouchers, flight discounts, or cashback.

❓ Can I upgrade from Signature to Infinite later?

Yes, contact Axis Bank customer care after 6 months of card usage.

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Final Verdict: Which One Should You Choose?

• For Heavy Spenders: Infinite Card (Higher rewards, lounge access, dining perks)
• For Moderate Users: Signature Card (Lower fee, decent benefits)

Apply Now: Samsung Axis Bank Credit Card