Introduction
Samsung has partnered with Axis Bank to launch two premium credit cards – the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. These co-branded cards offer exclusive cashback, reward points, and lifestyle benefits, especially for Samsung users.
In this detailed guide, we’ll cover:
✔️ Key features of both cards
✔️ Cashback & reward points structure
✔️ Eligibility & how to apply
✔️ Fees & charges
✔️ Tips to maximize benefits
Samsung Axis Bank Credit Card Variants: Infinite vs Signature
Here’s a quick comparison of both cards:
| Feature | Infinite Card | Signature Card |
|---|---|---|
| Annual Fee | ₹5,000 + GST (Waived on ₹7L spend) | ₹500 + GST (Waived on ₹2L spend) |
| Joining Benefit | ₹6,000 Edge Points (after 3 spends) | ₹500 Edge Points (after 3 spends) |
| Samsung Cashback | 10% (up to ₹20,000/year) | 10% (up to ₹10,000/year) |
| Partner Rewards (Zomato, BigBasket, etc.) | 3% (up to ₹5,640/year) | 2% (up to ₹1,048/year) |
| Lounge Access | 8 Domestic + 6 International visits | 4 Domestic visits |
| Fuel Surcharge Waiver | 1% (up to ₹500/month) | 1% (up to ₹500/month) |
| EazyDiner Benefits | Prime Membership + ₹1,000 off/month | ₹500 off/month |
Detailed Benefits Breakdown
1. Samsung Purchases – 10% Cashback
- Applies to Samsung Online Store, Brand Stores, Flipkart (authorized sellers), and service centers.
- Infinite Card: Max ₹5,000/month (₹20,000/year)
- Signature Card: Max ₹2,500/month (₹10,000/year)
2. Reward Points on Everyday Spends
- Infinite Card:
- 5 Edge Points (₹1) per ₹100 on general spends
- 15 Edge Points (₹3) per ₹100 on partner merchants (Zomato, BigBasket, Myntra, etc.)
- Signature Card:
- 5 Edge Points (₹1) per ₹100 on general spends
- 10 Edge Points (₹2) per ₹100 on partner merchants
3. Airport Lounge Access
- Infinite: 8 domestic + 6 international visits (Priority Pass included)
- Signature: 4 domestic visits
4. EazyDiner Dining Benefits
- Infinite Card: Free Prime membership + ₹1,000 off on ₹2,000+ dining bills
- Signature Card: ₹500 off on ₹2,000+ dining bills
5. Fuel Surcharge Waiver
- 1% waiver on fuel transactions (min ₹400, max ₹5,000 per transaction)
- Capped at ₹500 per month
Eligibility & How to Apply
✔️ Eligibility Criteria
✅ Indian resident
✅ Age: 18-70 years
✅ Salaried or self-employed
✅ Minimum income requirement (not specified, but Axis Bank evaluates credit score)
✔️ Documents Required
- PAN Card
- Aadhaar Card (linked mobile for OTP)
- Income proof (salary slips/ITR for self-employed)
✔️ Application Process
- Visit Samsung Credit Card Page
- Click “Apply Now” (redirects to Axis Bank)
- Fill in details & submit KYC (Video KYC required)
- Approval & Card Delivery (within 7-10 working days)
Fees & Charges
| Fee Type | Infinite Card | Signature Card |
|---|---|---|
| Joining Fee | ₹5,000 + GST | ₹500 + GST |
| Annual Fee | Waived on ₹7L spend | Waived on ₹2L spend |
| Cash Withdrawal | 2.5% of amount (min ₹500) | Same |
| Late Payment | Up to ₹900 | Up to ₹900 |
Pro Tip: Spend ₹7L (Infinite) or ₹2L (Signature) in a year to waive the annual fee!
How to Maximize Benefits?
- Use for Samsung Purchases – Get 10% cashback on phones, TVs, appliances.
- Shop at Partner Merchants – Zomato, BigBasket, Myntra give extra rewards.
- Travel Smart – Use free lounge access (Infinite offers Priority Pass).
- Dining Discounts – EazyDiner offers ₹500-1,000 off monthly.
- Pay Fuel Bills – 1% surcharge waiver saves money.
FAQs
❓ Is the Samsung Axis Bank Credit Card worth it?
✅ Yes! If you buy Samsung products frequently or spend on Zomato/Myntra, the cashback & rewards outweigh the fees.
❓ How to redeem Edge Reward Points?
Log in to Axis Bank Mobile App → Rewards Section → Redeem for vouchers, flight discounts, or cashback.
❓ Can I upgrade from Signature to Infinite later?
Yes, contact Axis Bank customer care after 6 months of card usage.
Final Verdict: Which One Should You Choose?
- For Heavy Spenders: Infinite Card (Higher rewards, lounge access, dining perks)
- For Moderate Users: Signature Card (Lower fee, decent benefits)
Apply Now: Samsung Axis Bank Credit Card