Myntra offers an EMI (Equated Monthly Installment) payment option exclusively for credit card users. This allows customers to pay for their purchases in installments through their credit card issuing bank.
Myntra EMI (Credit Card) Payment Option
Myntra offers an EMI (Equated Monthly Installment) payment option exclusively for credit card users. This allows customers to pay for their purchases in installments through their credit card issuing bank.
Last Updated on 28th Feb 2025, Added Updated Screenshot
Available Banks:
The EMI option is available for credit cards issued by the following banks: HDFC, ICICI, SBI, Axis, Amex, HSBC, IndusInd, Kotak, RBL, and Standard Chartered.
How to Use EMI:
- Add desired products to your Myntra shopping bag and proceed to checkout.
- Select your delivery address and proceed to the payment page.
- Choose “EMI (Credit Card)” as your payment option.
- Select your credit card issuing bank.
- Choose your repayment duration (3, 6, 9, 12, 18, or 24 months). The interest rate, monthly EMI, and total interest payable will be displayed.
- Enter your credit card details and click “Pay Now.”
- Upon successful payment, your order will be confirmed and shipped.
Important Details:
- EMI is available for all products on Myntra except jewelry.
- A minimum order value, which varies by bank, is required for EMI eligibility. Only eligible banks will be displayed during checkout.
- The issuing bank charges interest on EMI transactions. Interest rates are determined by the bank and displayed during the transaction.
- Myntra does not charge processing or shipping fees for EMI transactions.
- Customers are responsible for paying the full transaction amount to their bank.
- EMI eligibility, payment plans, and refunds are determined by the card issuing bank.
- Conversion of transactions to EMI is at the discretion of the bank, and may be rejected. Contact your bank if the transaction is not converted within 7 days.