No Cost EMI

Mobile Phones available on No Cost EMI Credit Card and Bajaj Finance

Bestseller mobiles are available on Bajaj Finserv and No Cost EMI Credit cards with 0% interest. Some mobiles are also available on Debit card EMI with interest.

Below is the list of mobiles available at No cost EMI from credit card and Bajaj Finance.

 This article last updated on 08th Oct 2019  

Vivo on No Cost EMI

Vivo recently launched its online store with some attractive offers like zero cost EMI, priority shipping.

Almost all the Vivo Smartphone models are available on No Cost EMI from Credit Cards as well as Bajaj EMI Card.

Below is the Example of Vivo V9,?No Cost EMIs from ?1,916/month?Other EMIs from ?1,115/month.

Vivo V9 Example for No Cost EMI


Vivo No Cost EMI Table

MonthsMonthly EMIOverall Cost
3?7664?@ No Cost?22990
6?3832?@ No Cost?22990
9?2555?@ No Cost?22990
12?1916?@ No Cost?22990

View?Vivo Mobiles on Flipkart Vivo Mobiles on Flipkart? Vivo Mobiles on Amazon Vivo Mobiles on Amazon

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Oppo Mobiles No Cost EMI

Oppo Mobiles is selfi expert with AI Beauty and FullView display

New?Oppo F7?is available on Bajaj Finance Card and No Cost EMI from Major Credit Cards,? EMIs from ?1,833/month. Other EMIs from ?1,067/month from Credit Cards.


Oppo No Cost EMI Plans

MonthsMonthly EMIOverall Cost
3?7330?@ No Cost?21990
6?3665?@ No Cost?21990
9?2444?@ No Cost?21990
12?1833?@ No Cost?21990

On Amazon India Bajaj Finance may not be available only No Cost EMI from Credit Card available.

If you can wait longer Oppo F7 with 128GB Internal storage and 6GB RAM will be available soon.

View No Cost EMI Oppo Mobiles on Flipkart Oppo Mobiles on Flipkart? Oppo Mobiles on Amazon Oppo Mobiles on Amazon

Samsung Mobiles No Cost EMI

Samsung is the leader in smartphone business since a long time, Samsung has a various option of smartphone from feature phone to the flagship

Latest Samsung mobiles available with No Cost EMI offer from Flipkart, Amazon and official online Samsung store.

Latest smartphone is Samsung On8?exclusive from Flipkart India. No Cost EMI only available on Bajaj Finserv for this product EMI will be Rs. 5,664 for 3 months with 0% interest


Best seller and best rated Samsung Mobile is Galaxy On Nxt, with 4.2 star rating from?1,82,312 Ratings & 37,771 Reviews on Flipkart.

Latest Samsung Mobiles

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Samsung No Cost EMI Example Table

MonthsMonthly EMIOverall Cost
3?4300?@ No Cost?12900
6?2150?@ No Cost?12900

View No Cost EMI – Samsung Mobiles on Flipkart Samsung Mobiles on Flipkart Samsung Mobiles on Amazon Samsung Mobiles on Amazon

Mi Mobiles on Bajaj Finance and No Cost EMI

Most affordable and Value for Money smartphones from Xiomi available on Bajaj EMI card and No cost EMI on Credit Card

Currently Best seller smartphone is Redmi Note 5 Pro??, and soon Mi A2 will be available exclusive from online partners like Flipkart and Amazon.

Below is the Example of Mi Mix 2 No Cost EMI, which is available on 0% Interest from Credit Card as well as Bajaj Finserv Card.

Mi No Cost EMI

EMI Table for Mi Mix 2 Mobile

MonthsMonthly EMIOverall Cost
3?11000?@ No Cost?32999
6?5500?@ No Cost?32999
9?3667?@ No Cost?32999


On Official store of Mi No Cost EMI available from credit cards , you can find more details here.

View No Cost EMI – Mi Mobiles on Flipkart Mi Mobiles on Flipkart?Mi Mobiles Amazon Mi Mobiles Amazon

Motorola Mobiles No Cost EMI

Motorola smartphones known for built quality and stock android experience, latest announced Moto X4 with 6GB RAM and 64GB internal memory.

No Cost EMI on Credit cards and Bajaj Finance available for Motorola Mobiles , some of the mobiles also available on Debit card EMI.

View Moto Mobiles on Flipkart Moto Mobiles on Flipkart?Moto Mobiles Amazon Moto Mobiles Amazon


LG Mobiles Bajaj EMI

LG smartphone pickup the trend after V series and Amitabh Bacchan endorsement , latest smartphone is?LG V30+? is Flagship from LG.

Also?LG G6?with fullview vision is available on Bajaj Finserv and Credit Card No Cost EMI upto 12 months.? Heavy discount is available around 40% Off.

View LG Mobiles

Google Pixel Bajaj Finance

Google Pixel XL smartphone is the best rated in terms of camera and hardware. No Cost EMI and Bajaj Finance available for upto 12 months with??4167? installments.

Sony Mobiles No Cost EMI

Sony is known for premium smartphones with great camera, and now we have some basic Xperia model to premium ZX Premium, these smartphones are available on both No Cost EMI Credit card and Bajaj Finance EMI.

View Sony Mobiles

Honor Mobiles on No Cost EMI
Honor from is one of the rising smartphone with great pricing and latest features like full view display. Honor 7X and Honor 9i is best seller in Amazon and Flipkart. Latest addition to flagship from honor is Honor View 10?we will update you once honor smartphone will available on No Cost EMI

View Honor Mobiles

Gionee Mobiles on No Cost EMI
Gionee smartphone? known for best battery and selfie and best seller smartphone from Gionee includes A1? and M7 Power with No Cost EMI starts from??1417 with credit card. Currently Bajaj Finance EMI is not available.

View Gionee Mobiles

Apple iPhones on Bajaj EMI Card
From iPhone 5 to iPhone 8 all smartphones from Apple are available on No Cost EMI and Bajaj Finance. Up coming iPhone X hopefully also available on No Extra Cost EMI

View iPhones on No Cost EMI

You can confirm this from product listing page, as show below.



If you not able to view below smartphone on Bajaj EMI offers. Follow below instructions

  1. Search product and go to product Page
  2. View All Sellers
  3. Select seller which have offer most probably?OmniTechRetail click on more offers
  4. ?Add to cart this product and checkout.
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List of LED TV available for Bajaj EMI Card List of Laptop?available No Cost EMI
No Cost EMI

TV available at No Cost EMI, Debit Card EMI and Bajaj Finserv

After Mobiles, Now most of the Televisions are available on No Cost EMI from Credit Cards and Bajaj Finance.

Only Selected online stores Flipkart and Amazon India provides this offer.

TV brands like?Samsung, Vu, Mi, Thomson, Intex, Onida are available on No Cost EMI on Credit Card as well as Bajaj Finserv.

You can buy AC on EMI with credit card by paying some interest to issued bank, like 12% or more.

EMI on Credit Card

Almost all the Online Shop and Offline retailer like Croma, Reliance Digital offer this facility.

Advantage of this facility you can choose longer period like 36 months.

No Cost EMI TV

TVs are available with No Cost EMI offer, from all the major credit cards like SBI, HDFC and others. You dont have to pay extra amount like downpayment , processing fees and interest.

Check on Flipkart

On TV product details page of Flipkart you can check if product is available on No Cost EMI as shown in below screenshot of page.

VU TV no Cost EMI

Check on Amazon India

On product details page of Amazon you can check if product is available on No Cost EMI as shown in below screenshot of page, No Cost EMI from Credit Card only available from Seller??Cloudtail India. If offer is not visible try to change seller.

Sony No Cost EMI

Get FREE updates on TV EMI

TV on Debit Card EMI

TV on EMI without Card is available from Debit Cards, currently only selected Debit cards like HDFC available from online stores like Flipkart and Amazon India.

Some offline brands store also provide Debit Card EMI with HDFC EasyEMI

Check on Flipkart?

On product details page check in Payment section, it will show its available final amount will be visible at time of checkout.


Check on Amazon?

Amazon currently only support HDFC Bank Debit Card EMI, you can check details like monthly installment and rate of interest.


Vu TV is one of the new comer and best seller in online segment, you can easily afford new Vu TV from minimum??655/month credit card EMI

Only selected models from Vu are available on Bajaj EMI card and Credit Card No Cost EMI.

Vu EMI Details

MonthsMonthly EMIOverall Cost
3?4500?@ No Cost?13499
6?2250?@ No Cost?13499
9?1500?@ No Cost?13499
12?1125?@ No Cost?13499

Top Seller Vu on Amazon


After becoming leader in Mobile segment in India, Mi recently launched TV with some amazing value for Money, which sells out in seconds.

Mi TV with 4K available at? Debit Card EMI starting from ?3,630/month
EMI starting from ?1,368/month

Mi TV on Amazon

Onida TV No Cost EMI

Onida TVs are available with Offer of Bajaj Finserv No Cost EMI and Credit Cards as well.

Best Seller Onida TV?No Cost EMIs from ?2,459/month Other EMIs from ?1,009/month also available on Debit Card EMI.

Onida TV EMI


MonthsMonthly EMIOverall Cost
3?9833?@ No Cost?29499
6?4917?@ No Cost?29499
9?3278?@ No Cost?29499
12?2459?@ No Cost?29499


Onida TV on Amazon

Below brands are available on Bajaj Finance card

Get FREE updates on TV EMI

You can confirm this from product listing page. as seen in below highlighted screenshot.


If you have any questions comment feel free to ask on comment sections.


List of Mobiles available for Bajaj EMI Card List of Laptop?available for Bajaj EMI Card
Laptops No Cost EMI

Laptops Debit Card EMI Details 2019 [Updated]

Now a days Laptops are? essential devices for official or personal use.


There are laptops for engineering students, architecture students and MBA students, business and gaming laptops available online at No Cost EMI and long term EMI with some interest.

This article last updated on 11th Jan 2019

To know about No Cost EMI refer to this guide

For Laptops No Cost EMI there are some different rules, as listed below.

  • There is down payment of?25% at the check out. and rest of the amount will converted to No Cost EMI
  • Only Selected bank’s credit cards from Axis Bank, Citibank, HDFC Bank, ICICI Bank ,State Bank of India?provides No Cost EMI on laptops.
  • Only available for 3 and 6 months

Most popular and preferred brands like HP, Lenovo, Dell are available online on Flipkart.

Process of No Cost EMI

For process of No Cost EMI is the almost same as regular EMI, only change is the down payment options.

Step 1: Identify Product

On the products details page identify if laptop available on No Cost EMI or Not. See below Image. For this example we have selected Lenovo Ideapad?IP 320S-14IKB with price??49,990.

Identify No Cost EMI Laptops

Step 2: Get the Details for Payment

When you are on the product page click on the Click on the View Plans?to get the details of the EMI options

View No Cost EMI plans for Laptops

In the details window you can view your credit card’s No Cost EMI option with details what will be your Installments for the Laptops as shown below.

View No Cost EMI Details with Downpayment

On Amazon India? there is No Down Payment , you can confirm No Cost EMI offer on Amazon in “Special offers and product promotions” sections.

Step 3: Checkout after confirming details

Add your laptop to the cart and checkout then provide details like Login, and delivery address.

In the Payments options select EMI (Easy Installments)? click on No Cost EMI tab and you will able to view the details break up of No Cost EMI discount and down payment.

No Cost EMI price breakup for Laptop

On this page you will see all the details like how much downpayment you are going to pay and monthly installments

Note that down payment and EMI will be charged from same credit card you select.

For our selected product below table show breakup of down payment and EMI

Item Value? 49,990
Interest (charged by Bank)? 859
Down Payment? ? 12,498
No Cost EMI Discount? ? 859
Total EMI? 37,492

In above case?? 37,492 will be converted to EMI which can be paid installment of ?12498 for 3 months or??6249 for 6 months.

Travel and Business Laptops

In travel and business laptops wight and easy of use is important for laptops and best in this class is Apple Macbook Air with 4.7 ratings out 5 other light and convertible includes lenovo yoga series both Macbook Air and Lenovo Yoga are available on No Cost EMI from banks credit cards mentioned above.

Top 3 No Cost EMI Laptops in Travel and Business category

View all?No Cost EMI??Laptops on Flipkart Laptops on Flipkart Laptops on Amazon Laptops on Amazon

Gaming Laptops

Gaming laptops are costly compared to other laptops as for Gaming purpose dedicated graphic card required and some gaming laptops have SSD plus HDD.

Almost all the gaming laptops are available on No Cost EMI with downpayment of 25% of product price.

Lenovo Legion, MSI , Alienware , Acer Nitro and HP 5000 are best seller laptops with No Cost EMI and regular EMI.

Top 3 No Cost EMI Gaming Laptops

View All Gaming laptops on No Cost EMI

HP Laptops No Cost EMI

HP? Laptops are available on No Cost EMI and Bajaj Finance card ,CashCare and Credit cards.

For Official HP Online stores there is No Down Payment Required as we have seen in earlier steps.

For Bajaj Finserv and Cashcare is only available at official hp online store?, you can check at the time of the payment.

Screen from

Below is the list of? Credit Cards available for No Cost EMI on HP Online Store

HP Online Store No Cost EMI
List of Credit Card for No Cost EMI

HP Envy

HP Envy laptops are premium design and high performance laptop starts from ?44,990 from Flipkart but as mentioned earlier there will be 25% down payment and only selected credit cards available for this No Cost EMI and Bajaj EMI not available as of now.

HP Omen

With NVIDIA GeForce GTX 1050M GPU, the HP Omen gaming laptop offers a power-packed performance.

Its Dragon Red backlit keyboard will help you keep playing, even after the lights are switched off for the night.

HP Omen Gaming Laptops No Cost EMIs from ?10,284/month with 25% Down Payment and Regular EMI Available from??2,812.

HP No Cost EMI? HP Laptops on Flipkart HP Laptops on Flipkart?HP Laptops on Amazon HP Laptops on Amazon

Lenovo Laptops No Cost EMI

Lenovo Laptops offers wide varieties from educational laptop to enterprise level ThinkPad.

Official online store of Lenovo?provides?EMI options available from HDFC, Citibank, American Express, Axis Bank, Central Bank of India, Corporation Bank, HSBC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered Bank.
Interest amount may vary from bank to bank*

No Cost EMI available on all products above Rs. 40000 for 3, 6 and 9 months. on Official Website of Lenovo Store.

How to buy on No Cost EMI from

Select your product and at the checkout and at the Payment method choose CCAvenue.

On the Payment page click on EMI (1) , then select Pay By?with your credit card Bank, and you can select upto 9 months no Cost EMI (3).

When you select you will get EMI Discount and final amount payable will be reduced , so Interest paid will be discounted from Shop. To know how this work checkout this No Cost EMI Guide

Lenovo No Cost EMI Option

Finally enter your card Details and proceed with payment.

Advantage of using No Cost EMI on official store, there is no Down Payment required unlike Flipkart on which we have to pay 25% downpayment.

Lenovo Laptops No Cost EMI

Lenovo Laptops on Flipkart Lenovo Laptops on Flipkart?Lenovo Laptops on Amazon Lenovo Laptops on Amazon

Dell Laptops 0% EMI

Dell laptops have wide rang of varieties from XPS , Alienware and Vostro.

Dell Official store provides?0 % EMI for 6 months credit card,? EMI Bonenza 2018. You can use these credit cards ICICI ,AXIS BANK, HDFC BANK, STANDARD CHARTERED, CITI BANK, SBI, KOTAK MAHINDRA BANK

This offer is?valid on select Inspiron Laptops, Desktops, All-in-One, XPS Laptops, Alienware (Laptops & Desktops) & Vostro.

Steps to Avail this offer

Step 1:?On the products detail page check of the offer as shown in below screenshot

Dell 0% EMI offer
Dell 0% EMI offer

Step 2:? If offer is available add to card and checkout, note that?Cart value will show the total amount without any discount.

Step 3:?In payment method choose “EMI Through Credit Card” , select your Credit Card and select 6 Months EMI tenure.

Make sure you select 6 months for 0% EMI

Dell Payment Page
Dell Payment Page

Step 4: Proceed with card details and payment.?unlike upfront discount on No Cost EMI. interest rate charged for 6 months will be refunded in maximum?90 days.

More details on Dell EMI Bonenza 2018

Dell Laptops No Cost EMI

Only Selected Dell Laptops are available on No Cost EMI from Credit Card on Amazon India Site.

No Cost EMI available on almost all the credit cards, there is No down payment, below is the example of?Dell Inspiron 15 7000?with 9 months No Cost EMI.

Dell Laptops No Cost EMI

Dell Laptops on Flipkart Dell Laptops on Flipkart?Dell Laptops on Amazon Dell Laptops on Amazon

Apple MacBook No Cost EMI

Only selected Apple?MacBooks are available on No Cost EMI from Online stores, there are different down payment options and interest rate for Apple macbook, below example show EMI table for Macbook Air 13 inch version.

On Offline stores you can get Apple Student Discount , but comparatively its low.

Macbook Air EMI Table

EMI TypeDown PaymentInterestMin EMI
Credit Card EMI015%?2,812 for 24 Months
No Cost EMI Flipkart25%0%?7249 for 6 Months
No Cost EMI Amazon00%?9532 for 6 Months
Debit Card EMI016%?5189 for 12 Months


Macbook Air on Flipkart Macbook Air on Flipkart?Macbook Air on Amazon Macbook Air on Amazon

Acer Laptop No Cost EMI

Acer laptops are available on No Cost EMI with small downpayment of 25% and rest of the amount will be converted to 0% EMI.

Acer laptops offer variety of laptops categories like ultra-thin, convertible, everyday use laptops and gaming laptops Nitro.

Acer No Cost EMI
Acer No Cost EMI

Below is the example table of EMI for Acer Gaming laptop

Acer laptop No Cost EMI plan

MonthsDown PaymentMonthly EMIOverall Cost
325%?14498?@ No Cost?57990
625%?7249?@ No Cost?57990


View All Acer Laptop No Cost EMI Acer Laptop No Cost EMI

No Cost EMI

HDFC Credit Card No Cost EMI [18th May – 31th May]

HDFC Credit Card holders can now avail offer of No Cost EMI on most of the Products available on Flipkart.


This is a No Cost EMI offer for select users of HDFC Bank debit cards. You may have to first add your HDFC Debit Card then you will able to view this offer.

Offer duration?

The offer starts from 00:00 hours on 18th May 2018 and ends at 23:59 hours on 31th May 2018.

How to Check If product available for this Offer?

On Product details page , I have selected iPhone 8 click on View Plans

How do I check if I am eligible for this offer?

If you are eligible to avail a No Cost EMI, you will be able to view this payment option on your payment page. This offer will not reflect on the payment page for customers who are not eligible. Please check this before making the purchase.

Minimum transaction amount to avail this offer?

Yes, the minimum transaction amount to avail this offer is Rs 10,000

How many times can this offer be availed?

There is no limit on number of transactions

HDFC Debit card EMI Flipkart

HDFC Credit EMI PLANS Example

MonthsMonthly EMIOverall Cost
6?12167?@ No Cost?72999
9?8111?@ No Cost?72999
12?6084?@ No Cost?72999
No Cost EMI

No Cost EMI Calculator

Below is Calculator for No Cost EMI

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