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Debit Card EMI Mobiles

Mobiles on Debit card EMI on Flipkart and Amazon

SBI, Axis, ICICI and HDFC banks recently partnered with Flipkart and Amazon to provide easy EMI on Debit card loan up to ?75,000. You can check below the list of Mobiles available on Debit card EMI.

mobile-debit-card-emi

As of Now only HDFC,Axis, SBI and ICICI Provides Debit Card EMI on Flipkart and Amazon

HDFC Debit Card also live on Flipkart, with the minimum amount of ?10,000 and the maximum amount ?1,00,000.

Check Mobiles with Debit Card EMI on Amazon

  1. Go to product details page and click option as shown in Image below.Mobile Debit Card EMI Amazon
  2. Once you Click the Options, you will be able to view options from different banks. HDFC and ICICI Bank provide Debit card EMI on Amazon.
  3. If your Mobile is available on Debit Card EMI with your Bank’s Debit Card, follow these simple steps to buy from Amazon.

Check Mobiles with Debit Card EMI on Flipkart

  1. Log In to your Flipkart account and add your Debit Card.
  2. Go to product details page and click option as shown in Image below
    Mobile Debit Card EMI Flipkart
  3. Click on View Plans and you can view monthly EMI and Interest rates
    Mobiles Debit Card EMI
  4. If your Mobile is available on Debit Card EMI from your bank, follow these steps for Flipkart. In this example we will show using Axis Debit Card.
Get Mobile EMI Updates

Interest rates for Mobiles on Debit Card EMI

BankMerchant3 Months6 Months9 Months12 Months
SBI Debit EMIAmazonNA13%13%13%
HDFC Debit EMIAmazonNA16%16%16%
ICICI Debit EMIAmazon14%14%14%14%
Axis Debit EMIAmazon14%14%14%14%
Axis Debit EMIFlipkartNA14%14%14%
HDFC Debit EMIFlipkartNA16%16%16%

Above table last updated on 22nd Feb 2019


Vivo Mobiles Debit Card EMI

Vivo recently launched some game changing smartphones with in-display fingerprint, popup selfie camera and now dual screen mobile.

Vivo Mobiles available on debit card EMI from online stores like Flipkart, Amazon from selected banks like SBI, HDFC and Axis bank.

[wpsm_woolist data_source=”tag” tag=”2451″ show=”6″]

Oppo Mobiles Debit Card EMI

You must have remember the Ad of motorized rotating lens with Hritik Roshan, it was innovative smartphone with cool design.

In Oppo Smartphones there is ColorOS

oppo-n3-camera
Image Credit GSM Arena

Below are the some of the Latest Smartphone from Oppo Mobiles

Rs. 14,990
Rs. 15,990
in stock
Flipkart
Rs. 14,990
Rs. 15,990
in stock
Flipkart
Last updated on December 17, 2019 5:21 am

 

Categories
Debit Card EMI TV

TV on Debit card EMI without Credit Card

TV is second largest selling category online, and with latest finance options like Debit Card EMI from your Bank, its easier to buy TV online with low EMI from Rs 1,000 per month.

Banks like SBI, HDFC, Axis and ICICI provide this facility to buy TV on EMI with your bank’s Debit Card. Online stores like Amazon and Flipkart provide this easy EMI.

Mobiles on Debit Card EMI

Most of the TV brands like Samsung, Mi TV, Sony TV are available on Debit Card EMI and some brands offer No Cost EMI with Debit Card as well.

TV with Debit Card EMI offer on Amazon India

Amazon added debit card EMI and No Cost EMI for Television, and amazon also have exclusive brands like Sanyo, TCL.

Following below steps you can check if the product is available on option as shown in below image.

Amazon Debit Card EMI is available to selected customers only.

Get FREE updates on TV EMI

TV with Debit Card EMI offer on Flipkart

You can check if your selected Television brand is available on Debit Card EMI with your Bank..

  1. Login to your Flipkart account, and add your debit card?to view options in next step
  2. Go to product details page and check if Debit Card EMI available.
    tv-debit-check
  3. Click on “View Plans” and information about debit card emi with bank and interest details will available.
    tv-dcemi-loan
  4. If product is available you can follow further steps to buy TV on Debit Card with EMI options.
  5. Follow regular checkout method like select address , and in checkout select EMI (Easy Installments) Debit Card EMI as shown in below screenshot.
    tv-easy-installments
  6. For example only I have selected HDFC Debit Card with 6 Month EMI , once you choose the plan enter CVV and OTP in next steps to complete your purchase.

Get FREE updates on TV EMI

Interest rates for TV on Debit Card EMI

BankMerchant3 Months6 Months9 Months12 Months
HDFC Debit EMIAmazonNA16%16%16%
ICICI Debit EMIAmazon14%14%14%14%
Axis Debit EMIAmazon14%14%14%14%
Axis Debit EMIFlipkartNA14%14%14%
HDFC Debit EMIFlipkartNA16%16%16%
Categories
Debit Card EMI How To

HDFC Debit card EMI on Flipkart | ?80,000 Finance No Documents

hdfc-debit-card-emi

You can buy high value items from HDFC Debit card from Flipkart, minimum cart value with single item should be Rs 10,000 and maximum limit is Rs 50,000.

Last updated on 31th August 2018

There will be no processing fees and downpayment required to avail this facility.

Pay in easy EMIs of 6, 9, or 12 months at an affordable interest rate of 16%

HDFC Debit card EMI facility only available for Select Mobile, Furniture and Electronics purchases.

HDFC debit card EMI Eligibility

You can check if you are eligible for Debit Card EMI from HDFC follow below simple steps.

  1. From your registered mobile number SMS “DCEMI” to 57575 (?3 SMS charges)
  2. If you are eligible you will receive SMS as below
    Congratulations, you are eligible to avail EMI on your HDFC Debit Card for shopping on Flipkart. Explore now!? *T&C apply
  3. If you did not get the SMS. Try to buy small value item from Flipkart with your HDFC debit card and save your card details.
  4. Check your registered mobile number with HDFC bank and Flipkart account is same.

HDFC Debit Card EMI Rates

Below is the example of interest rates for HDFC Debit card with Item price of Rs 19,999?as there is offer on No Cost EMI with Debit Card as well till 30th September 2018.

EMI TypeEMIInterestMonthsTotal
Debit Card EMIRs.?3,3340%6Rs 19,999
Rs. 2,2230%9Rs 19,999
Rs. 1,81516%12Rs 21,775

HDFC debit card EMI Steps

Below guide will show you steps , how to avail EMI on HDFC Credit Card.

  1. Select product you like to buy View Eligible Products
  2. Other option is to check on the here page.
  3. Go to the checkout with One item only which is eligible.
  4. In Payment section go to EMI (Easy Installment)
  5. Select Pre-Approved / Debit EMI
    HDFC Debit Card EMI Process
  6. Enter Card Details and Proceed further.
  7. Follow steps of Debit card and OTP.
  8. We will add more detailed steps Subscribe to our email news letter and deliver to your inbox.

Visit Flipkart

HDFC debit card EMI using App

I have recently purchased Washing machine on Debit Card EMI with HDFC Debit Card without any extra cost Below are the steps.

  1. In the payment options when you select payment options with Debit Card there is option Pay full amount or pay No Cost EMI, select No Cost EMI.
    HDFC Debit EMI step1
  2. In next step select tenure(months) I have selected 9 months as there is zero interest.
    hdfc-debit-emi-step2
  3. In next step enter your Card Details and OTP, You will charged for full amount at time but it will be credited back to account.
  4. As the transaction done on 6th December, my first bill be on 5th January , I have received SMS on 21st December for this. As mentioned in SMS, it will be auto debited.

Get HDFC Debit EMI Updates

Get HDFC Debit Card Updates

Important Notes

  • Valid only on 1 item in cart
  • Min Rs 10,000 and Maximum Rs 1,00,000
  • 3,6 and 9 month EMI with 16% interest.
  • No Cancellation fees

Flipkart is not responsible for the interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure. On cancellation of order, you will not be able to use this facility again for upto 90 days.

Get Notification for Changes

Top 5 Mobile on HDFC Debit Card EMI

FAQ

Is minimum balance required in my HDFC Bank account ?
No, no minimum balance required your HDFC bank.

Is total cart value amount blocked in my Account after EMI?

No, total amount will not blocked , but for auto debit make sure you have enough balance to pay month EMI.

What will be the date of auto-debit from my account?
If your transaction done on or before 20th of the month , the first EMI will be charged on your HDFC Bank account on 5th of next month.

If your transactions done after 20th of the month, the first EMI will be charged on your HDFC bank account on 5th of the month after that.

Example: In big billion days if you buy on 21st September with HDFC Debit card EMI , your First EMI will debit on 5th of November.




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Debit Card EMI How To

SBI Debit card EMI on Flipkart

What is Debit Card EMI?

You can buy high value item even if you don?t have same amount in main account balance in SBI bank. You can pay monthly EMI to your overdraft account in 3,6 and 9 months with 14% interest rate.

There will be no processing fees and you can have one EMI per account, the maximum limit for overdraft is ?75,000. Minimum purchase required is ?5,000 with a single item in a card.

SBI have the largest customer base in India and Flipkart is well known home grown Indian eCommerce website.

Normally EMI can be availed from credit cards and now there are more options for EMI without Credit Card on Flipkart.

Mobiles on Debit Card EMI

TVs on Debit Card EMI

How to check my approved limit for Debit Card EMI?

You can check your pre-approved finance limit online.

  1. Go to this Link SBI-Flipkart
  2. For Pre-approved Overdraft for e-Commerce purchases on Flipkart enter your Mobile number and account number.
  3. You will receive OTP, once you enter correct OTP you will get another SMS from SBI stating your Credit Limit.

Visit Flipkart

How to Buy using SBI debit card EMI ?

You can easily buy on debit card EMI following below step-by-step guide.

  1. Select a product you like to buy View Eligible Products
  2. Go to the checkout with One item only which is eligible.
  3. In Payment section go to EMI (Easy Instalment)
  4. Select Pre-Approved / Debit EMI
  5. Follow steps of Debit card and OTP.
  6. We will add more detailed steps Subscribe to our email news letter and deliver to your inbox.

Things to Remember

  • This facility can be availed only 8:00 AM to 8:00 PM
  • Valid only on 1 item in cart
  • Min ?5,000 and Maximum ?75,000 item
  • 3,6 and 9 month emi with 14% interest.
  • No cancellation fees up to 30 Days

Visit Flipkart

Detailed Terms and Conditions

    • The minimum cart amount necessary for availing the Pre-approved EMI is Rs. 5000.
    • This option is available in three tenors ? 6 months, 9 months and 12 months.
    • The interest will be charged at 14% (fixed) for all tenures.
    • The loan is processed as an overdraft (OD) at the bank, which is repayable in equated monthly instalments (EMI). A standing instruction (SI) equivalent to the monthly instalment amount will be set up automatically upon availing this OD.
    • The liability to the bank will be extinguished only when the outstanding in the OD account becomes Nil, on payment of residual amount, if any.
      Only one OD can be created at any point of time. Multiple ODs are not permitted.
    • Overdraft account cannot be closed with a residual credit balance in the account. After repayment of exact amount of all dues, the account can be closed through INB.
    • No processing fees will be charged.
    • Penal interest will not be charged for loans up to Rs 25,000. ? For Loans above Rs 25,000, if the irregularity exceeds EMI, for a period of one month, then penal interest would be charged @2% p.a. (over and above the applicable interest rate) on the overdue amount for the period of default. If part instalment or part EMI remains overdue then penal interest will not be levied.
    • All decisions regarding eligibility of the customer as decided by SBI is final.In case account is closed before the quarter end you will not be eligible for taking an OD till next calendar quarter start date.
  • Premature closure within one month of availing the OD is not permitted – however, customer can return/cancel the order on Flipkart within 30 days of placing the order without any interest being charged to the customer.
  • Any prepayment of EMIs in full or in part and closure of account before the end of term will attract the prepayment charges of 3% on prepaid amount. SI failure will attract penalty of Rs.500.

Last Updated on 28st December 2018 with some details


Categories
Debit Card EMI

Debit Card EMI on Amazon – How to Get?

Amazon added more banks to its Debit Card EMI options, earlier there was only HDFC and not other banks like SBI, Axis and ICICI Debit Card supported.

How to check Eligibility?

You can check eligibility by adding your debit card to payment method.

  • Add your Debit Card to Amazon Payment Options
  • After added and verified go to Debit Card EMI page. I have added SBI, HDFC and Axis Bank but only HDFC and Axis Bank’s Debit Card EMI eligible.

How to buy using Debit Card EMI on Amazon?

  • On product detail page click on EMI Options and drop down you can view Debit Card EMI Details.
  • You can follow detailed steps on buy using debit card emi on Amazon

Important Notes

  • For SBI/Axis/ICICI minimum purchase is Rs 8,000
  • HDFC Debit Card minimum purchase is Rs 10,000
  • No Extra charges like processing fees, down payment.
  • Monthly payment will include interest.

Related Posts

Comment below if you need some more help.

Categories
Debit Card EMI

Bank of Baroda Debit Card EMI | Rs 50,000 loan on your debit card

Debit Card EMI from Bank of Baroda (BoB) is available only selected customers only and maximum amount is Rs 50,000.

Tenure for the this EMI available is 6,9 and 12 months with attractive rate of interest.

There is No Processing or Fore closer charges, how ever if there are late payment there will be Rs 500 have to pay.

Convenient fees will be charged by merchant and depends on loan amount.

How to Apply?

You can apply online from bank of baroda website by filling up your contact details and location.

Apply Online

Rate of Interest for Bank of Baroda for Debit Card EMI depends on merchant and you can calculate EMI

BoB Debit Card EMI

 

You can buy any consumer products which merchant sells, like mobiles on debit card emi from Bank of Baroda is also available.

Comment Below if you have any questions related to this topic.