The new iPhone 17 Pro comes with a starting price of ₹1,34,900 (including all taxes). For many buyers, paying the full price in one go can feel heavy. That’s where EMI comes in — making it possible to own the phone today and pay for it in easy monthly parts.
You can pick from zero down payment EMI, No-Cost EMI for short tenures, or longer repayment options with your bank or finance partner. For instance, a 12-month No-Cost EMI works out to about ₹11,242 per month, while a 24-month EMI with interest could be as low as ₹6,530 per month.
To make this easier, try the iPhone 17 Pro EMI Calculator on emi-offers.in. Just enter the down payment and tenure you prefer to see the monthly cost instantly.
EMI Choices for iPhone 17 Pro in India (₹1,34,900)
Buying the iPhone 17 Pro doesn’t mean you need to pay the full ₹1,34,900 upfront. Banks and finance partners in India give you flexible EMI choices. You can go for zero down payment EMI, where you pay nothing in advance, or lower your monthly EMI by adding a small down payment.
Example EMI Breakdown for iPhone 17 Pro (₹1,34,900)
| Tenure | EMI (Zero Down Payment) | EMI with ₹10,000 Down Payment |
|---|---|---|
| 6 Months | ₹22,483 | ₹20,817 |
| 12 Months | ₹11,242 | ₹10,408 |
| 18 Months | ₹7,495 | ₹6,962 |
| 24 Months | ₹5,621 | ₹5,200 |
With zero down payment, you can walk away with an iPhone 17 Pro without paying anything upfront. If you choose a ₹10,000 down payment, your monthly EMI drops by a few hundred rupees, which makes long-term plans easier on your budget.
iPhone 17 Pro Zero Down Payment vs. No-Cost EMI
When buying the iPhone 17 Pro, you usually get two popular EMI choices in India — Zero Down Payment EMI and No-Cost EMI. Both make the phone easier to afford, but they work differently.
1. Zero Down Payment EMI
You don’t pay anything upfront.
The full price of ₹1,34,900 is split into equal monthly EMIs.
Example:
12-month plan → about ₹11,242/month
24-month plan → about ₹5,621/month
Good if you want to buy the iPhone 17 Pro right away without arranging any down payment.
2. No-Cost EMI
Available with banks like Axis, ICICI, HDFC, and American Express.
Tenures are usually 3 or 6 months.
You don’t pay any extra interest — only the actual phone price.
Example:
6-month No-Cost EMI → about ₹22,483/month
3-month No-Cost EMI → about ₹44,967/month
Good if you prefer short-term EMIs without paying extra interest.
Quick Comparison Table (₹1,34,900 iPhone 17 Pro)
| Option | Upfront Cost | Tenure Options | Example EMI | Best For |
|---|---|---|---|---|
| Zero Down Payment EMI | ₹0 | 6–24 months | ₹11,242/month (12M), ₹5,621/month (24M) | Buyers who don’t want to pay upfront |
| No-Cost EMI | ₹0 | 3–6 months | ₹22,483/month (6M), ₹44,967/month (3M) | Buyers who want interest-free EMI |
Tip: If you make even a small down payment for Bajaj (say ₹10,000), the EMI amount goes down further. For example, 12 months with ₹10,000 down payment → about ₹10,408/month.
iPhone 17 Pro EMI Calculator – With or Without Down Payment
The iPhone 17 Pro EMI Calculator helps you see how much you’ll pay every month, based on the tenure and any down payment you choose. It’s the quickest way to know if a plan fits your budget.
How to Use It
Enter the phone price – ₹1,34,900 (default for iPhone 17 Pro).
Add a down payment – type ₹0 for zero down payment, or another amount like ₹10,000.
Choose a tenure – 3, 6, 9, 12, 18, or 24 months.
Select interest type –
No-Cost EMI (interest-free, available for 3–6 months).
Bank EMI (standard interest, usually 14–16% p.a.).
Check results – see monthly EMI, total cost, and any extra interest.
Try different options – change tenure or down payment to compare.
Examples for iPhone 17 Pro (₹1,34,900)
Zero Down Payment, 12 months (No-Cost EMI) → about ₹11,242/month
Zero Down Payment, 24 months (15% p.a.) → about ₹6,530/month
With ₹10,000 Down Payment, 12 months (No-Cost EMI) → about ₹10,408/month
Even a small down payment makes your monthly EMI lighter. For example, paying ₹10,000 upfront saves you ₹834 every month on a 12-month plan.
Bank & Credit-Card EMI Schemes for iPhone 17 Pro
Credit Card EMI
American Express
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹43300.00 Per Month | No Cost ₹129899.00 total cost with No Cost EMI |
| 6 Instalments | From ₹21650.00 Per Month | No Cost ₹129899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹15288.00 Per Month | ₹137595.00 total cost at 14% p.a. |
| 12 Instalments | From ₹11663.00 Per Month | ₹139960.00 total cost at 14% p.a. |
| 18 Instalments | From ₹8104.00 Per Month | ₹145868.00 total cost at 15% p.a. |
| 24 Instalments | From ₹6298.00 Per Month | ₹151162.00 total cost at 15% p.a. |
Axis Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹43300.00 Per Month | No Cost ₹129900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹21650.00 Per Month | No Cost ₹129900.00 total cost with No Cost EMI |
| 9 Instalments | From ₹15413.00 Per Month | ₹138713.00 total cost at 16% p.a. |
| 12 Instalments | From ₹11786.00 Per Month | ₹141431.00 total cost at 16% p.a. |
| 18 Instalments | From ₹8165.00 Per Month | ₹146971.00 total cost at 16% p.a. |
| 24 Instalments | From ₹6360.00 Per Month | ₹152647.00 total cost at 16% p.a. |
BOBCARD
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹16006.00 Per Month | ₹144052.00 total cost at 16% p.a. |
| 12 Instalments | From ₹12240.00 Per Month | ₹146875.00 total cost at 16% p.a. |
| 18 Instalments | From ₹8479.00 Per Month | ₹152628.00 total cost at 16% p.a. |
| 24 Instalments | From ₹6605.00 Per Month | ₹158523.00 total cost at 16% p.a. |
HDFC Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹16006.00 Per Month | ₹144052.00 total cost at 16% p.a. |
| 12 Instalments | From ₹12240.00 Per Month | ₹146875.00 total cost at 16% p.a. |
| 18 Instalments | From ₹8479.00 Per Month | ₹152628.00 total cost at 16% p.a. |
| 24 Instalments | From ₹6605.00 Per Month | ₹158523.00 total cost at 16% p.a. |
HSBC
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 9 Instalments | From ₹15941.00 Per Month | ₹143471.00 total cost at 15% p.a. |
| 12 Instalments | From ₹12176.00 Per Month | ₹146110.00 total cost at 15% p.a. |
| 18 Instalments | From ₹8416.00 Per Month | ₹151483.00 total cost at 15% p.a. |
| 24 Instalments | From ₹6541.00 Per Month | ₹156980.00 total cost at 15% p.a. |
ICICI Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹43300.00 Per Month | No Cost ₹129899.00 total cost with No Cost EMI |
| 6 Instalments | From ₹21650.00 Per Month | No Cost ₹129899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹15412.00 Per Month | ₹138707.00 total cost at 15.99% p.a. |
| 12 Instalments | From ₹11785.00 Per Month | ₹141424.00 total cost at 15.99% p.a. |
| 18 Instalments | From ₹8164.00 Per Month | ₹146960.00 total cost at 15.99% p.a. |
| 24 Instalments | From ₹6360.00 Per Month | ₹152632.00 total cost at 15.99% p.a. |
IndusInd Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹16006.00 Per Month | ₹144052.00 total cost at 16% p.a. |
| 12 Instalments | From ₹12240.00 Per Month | ₹146875.00 total cost at 16% p.a. |
| 18 Instalments | From ₹8479.00 Per Month | ₹152628.00 total cost at 16% p.a. |
| 24 Instalments | From ₹6605.00 Per Month | ₹158523.00 total cost at 16% p.a. |
J&K Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44966.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 9 Instalments | From ₹15941.00 Per Month | ₹143465.00 total cost at 14.99% p.a. |
| 12 Instalments | From ₹12175.00 Per Month | ₹146103.00 total cost at 14.99% p.a. |
| 18 Instalments | From ₹8415.00 Per Month | ₹151471.00 total cost at 14.99% p.a. |
| 24 Instalments | From ₹6540.00 Per Month | ₹156965.00 total cost at 14.99% p.a. |
RBL Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹15941.00 Per Month | ₹143471.00 total cost at 15% p.a. |
| 12 Instalments | From ₹12176.00 Per Month | ₹146110.00 total cost at 15% p.a. |
| 18 Instalments | From ₹8416.00 Per Month | ₹151483.00 total cost at 15% p.a. |
| 24 Instalments | From ₹6541.00 Per Month | ₹156980.00 total cost at 15% p.a. |
Standard Chartered Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹15941.00 Per Month | ₹143471.00 total cost at 15% p.a. |
| 12 Instalments | From ₹12176.00 Per Month | ₹146110.00 total cost at 15% p.a. |
| 18 Instalments | From ₹8416.00 Per Month | ₹151483.00 total cost at 15% p.a. |
| 24 Instalments | From ₹6541.00 Per Month | ₹156980.00 total cost at 15% p.a. |
SBI Card
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44966.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹16006.00 Per Month | ₹144052.00 total cost at 16% p.a. |
| 12 Instalments | From ₹12208.00 Per Month | ₹146492.00 total cost at 15.5% p.a. |
| 18 Instalments | From ₹8447.00 Per Month | ₹152055.00 total cost at 15.5% p.a. |
| 24 Instalments | From ₹6573.00 Per Month | ₹157751.00 total cost at 15.5% p.a. |
YES BANK
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹16006.00 Per Month | ₹144052.00 total cost at 16% p.a. |
| 12 Instalments | From ₹12240.00 Per Month | ₹146875.00 total cost at 16% p.a. |
| 18 Instalments | From ₹8479.00 Per Month | ₹152628.00 total cost at 16% p.a. |
| 24 Instalments | From ₹6605.00 Per Month | ₹158523.00 total cost at 16% p.a. |
Debit EMI
HDFC Bank
| Term | Monthly EMI | Info |
|---|---|---|
| 3 Instalments | From ₹44967.00 Per Month | No Cost ₹134900.00 total cost with No Cost EMI |
| 6 Instalments | From ₹22483.00 Per Month | No Cost ₹134899.00 total cost with No Cost EMI |
| 9 Instalments | From ₹16006.00 Per Month | ₹144052.00 total cost at 16% p.a. |
| 12 Instalments | From ₹12240.00 Per Month | ₹146875.00 total cost at 16% p.a. |
| 18 Instalments | From ₹8479.00 Per Month | ₹152628.00 total cost at 16% p.a. |
| 24 Instalments | From ₹6605.00 Per Month | ₹158523.00 total cost at 16% p.a. |
iPhone 17 Pro EMI – Common Questions Answered
Q1. Can I buy the iPhone 17 Pro with zero down payment in India?
Yes. Many banks and finance partners let you buy the iPhone 17 Pro (₹1,34,900) on zero down payment EMI. That means you don’t pay anything upfront — your EMI starts from the very first month.
Q2. What is the down payment for iPhone 17 Pro in India?
It depends on your card or finance partner. Some offers need no down payment, while others may ask for ₹5,000–₹15,000. Example: with a ₹10,000 down payment, your 12-month EMI comes down to about ₹10,408/month instead of ₹11,242.
Q3. Is No-Cost EMI available on iPhone 17 Pro?
Yes. Apple India offers up to 6 months No-Cost EMI with select cards (Axis, ICICI, Amex, HDFC). Example: 6-month No-Cost EMI = ₹22,483/month, with no extra charges.
Q4. What is the monthly EMI for iPhone 17 Pro?
6-month No-Cost EMI: ~₹22,483/month
12-month No-Cost EMI: ~₹11,242/month
12-month EMI with ₹10,000 down payment: ~₹10,408/month
24-month EMI with interest (~15% p.a.): ~₹6,530/month
Q5. Which banks offer EMI on iPhone 17 Pro?
Most leading banks in India — HDFC, ICICI, Axis, SBI, Kotak, YES Bank, IndusInd, Standard Chartered, HSBC, Amex. HDFC also offers Debit EMI.
Q6. Is Bajaj Finance EMI available for iPhone 17 Pro?
Yes. Bajaj Finserv offers zero down payment EMI and No-Cost EMI options, making it one of the easiest ways to buy the iPhone 17 Pro.
Q7. Can I get cashback with iPhone 17 Pro EMI?
Yes. Apple is giving ₹5,000 instant cashback with select Axis Bank, ICICI Bank, and American Express cards (on eligible transactions).
Q8. Can I exchange my old iPhone to reduce EMI?
Yes. Through Apple Trade-In, you can get up to ₹64,000 off, which lowers the loan amount and reduces your EMI or required down payment.
Q9. Does Apple India Online Store support EMI and down payment offers?
Yes. You can find these options both on the Apple India Online Store and at official Apple retail stores. Availability depends on your bank and card type.