Apple Watch SE is now more affordable in India thanks to No Cost EMI options and instant cashback offers. Whether you buy online or in-store, Apple’s flexible finance plans allow you to split your payments over time with select credit and debit cards.
Available Payment Options
Credit and Debit Cards (select banks)
UPI and Net Banking
No Cost EMI on eligible cards for up to 12 months
Instant cashback with qualifying card issuers
No Cost EMI Explained
With No Cost EMI, you pay only the MRP of the Apple Watch SE in easy monthly installments without any extra interest. Apple and its banking partners cover the financing cost, so you don’t have to.
All eligible EMI and cashback options appear at checkout after you enter your card details. Cashback, if applicable, is deducted from the payable amount.
Apple Watch SE EMI Calculator
Credit Card EMI
Debit Card EMI
Apple Watch SE EMI Example
Product
MRP
Tenure
Interest Rate
No Cost EMI Savings
Monthly EMI
Total Payable
Apple Watch SE
₹29,900
6 months
15.99%
₹1,569
₹4,983
₹29,900
Eligible Banks for Instant Cashback
Bank
Cashback Amount
Min. Transaction
American Express
₹4,000
₹10,001
Axis Bank
₹4,000
₹10,001
ICICI Bank
₹4,000
₹10,001
Key Terms and Conditions
Offers apply only to eligible products and cards.
You cannot combine offers from different banks in a single order.
Total order value is adjusted for cashback and EMI before final billing.
Up to 2 cashback transactions allowed per card every 90 days.
Offers can change or end without prior notice.
Apple Watch SE EMI Details
Credit Card EMI
American Express
Term
Monthly EMI
Info
3 Instalments
From ₹4966.00/mo. Per Month
No Cost ₹14899.00 total cost with No Cost EMI
6 Instalments
From ₹2483.00/mo. Per Month
No Cost ₹14900.00 total cost with No Cost EMI
9 Instalments
From ₹1754.00/mo. Per Month
₹15783.00 total cost at 14% p.a.
12 Instalments
From ₹1338.00/mo. Per Month
₹16054.00 total cost at 14% p.a.
18 Instalments
From ₹930.00/mo. Per Month
₹16732.00 total cost at 15% p.a.
24 Instalments
From ₹722.00/mo. Per Month
₹17339.00 total cost at 15% p.a.
Axis Bank
Term
Monthly EMI
Info
3 Instalments
From ₹4967.00/mo. Per Month
No Cost ₹14900.00 total cost with No Cost EMI
6 Instalments
From ₹2483.00/mo. Per Month
No Cost ₹14899.00 total cost with No Cost EMI
9 Instalments
From ₹1768.00/mo. Per Month
₹15911.00 total cost at 16% p.a.
12 Instalments
From ₹1352.00/mo. Per Month
₹16223.00 total cost at 16% p.a.
18 Instalments
From ₹937.00/mo. Per Month
₹16858.00 total cost at 16% p.a.
24 Instalments
From ₹730.00/mo. Per Month
₹17509.00 total cost at 16% p.a.
BOBCARD
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
9 Instalments
From ₹2954.00/mo. Per Month
₹26589.00 total cost at 16% p.a.
12 Instalments
From ₹2259.00/mo. Per Month
₹27110.00 total cost at 16% p.a.
18 Instalments
From ₹1565.00/mo. Per Month
₹28172.00 total cost at 16% p.a.
24 Instalments
From ₹1219.00/mo. Per Month
₹29260.00 total cost at 16% p.a.
HDFC Bank
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24899.00 total cost with No Cost EMI
9 Instalments
From ₹2966.00/mo. Per Month
₹26697.00 total cost at 17% p.a.
12 Instalments
From ₹2271.00/mo. Per Month
₹27252.00 total cost at 17% p.a.
18 Instalments
From ₹1577.00/mo. Per Month
₹28385.00 total cost at 17% p.a.
24 Instalments
From ₹1231.00/mo. Per Month
₹29547.00 total cost at 17% p.a.
HSBC
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24899.00 total cost with No Cost EMI
9 Instalments
From ₹2942.00/mo. Per Month
₹26482.00 total cost at 15% p.a.
12 Instalments
From ₹2247.00/mo. Per Month
₹26969.00 total cost at 15% p.a.
18 Instalments
From ₹1553.00/mo. Per Month
₹27961.00 total cost at 15% p.a.
24 Instalments
From ₹1207.00/mo. Per Month
₹28976.00 total cost at 15% p.a.
ICICI Bank
Term
Monthly EMI
Info
3 Instalments
From ₹4966.00/mo. Per Month
No Cost ₹14899.00 total cost with No Cost EMI
6 Instalments
From ₹2483.00/mo. Per Month
No Cost ₹14900.00 total cost with No Cost EMI
9 Instalments
From ₹1768.00/mo. Per Month
₹15910.00 total cost at 15.99% p.a.
12 Instalments
From ₹1352.00/mo. Per Month
₹16222.00 total cost at 15.99% p.a.
18 Instalments
From ₹936.00/mo. Per Month
₹16857.00 total cost at 15.99% p.a.
24 Instalments
From ₹729.00/mo. Per Month
₹17507.00 total cost at 15.99% p.a.
IndusInd Bank
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
9 Instalments
From ₹2954.00/mo. Per Month
₹26589.00 total cost at 16% p.a.
12 Instalments
From ₹2259.00/mo. Per Month
₹27110.00 total cost at 16% p.a.
18 Instalments
From ₹1565.00/mo. Per Month
₹28172.00 total cost at 16% p.a.
24 Instalments
From ₹1219.00/mo. Per Month
₹29260.00 total cost at 16% p.a.
J&K Bank
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24899.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24899.00 total cost with No Cost EMI
9 Instalments
From ₹2942.00/mo. Per Month
₹26481.00 total cost at 14.99% p.a.
12 Instalments
From ₹2247.00/mo. Per Month
₹26968.00 total cost at 14.99% p.a.
18 Instalments
From ₹1553.00/mo. Per Month
₹27959.00 total cost at 14.99% p.a.
24 Instalments
From ₹1207.00/mo. Per Month
₹28973.00 total cost at 14.99% p.a.
RBL Bank
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
9 Instalments
From ₹2942.00/mo. Per Month
₹26482.00 total cost at 15% p.a.
12 Instalments
From ₹2247.00/mo. Per Month
₹26969.00 total cost at 15% p.a.
18 Instalments
From ₹1553.00/mo. Per Month
₹27961.00 total cost at 15% p.a.
24 Instalments
From ₹1207.00/mo. Per Month
₹28976.00 total cost at 15% p.a.
Standard Chartered Bank
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24899.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
9 Instalments
From ₹2942.00/mo. Per Month
₹26482.00 total cost at 15% p.a.
12 Instalments
From ₹2247.00/mo. Per Month
₹26969.00 total cost at 15% p.a.
18 Instalments
From ₹1553.00/mo. Per Month
₹27961.00 total cost at 15% p.a.
24 Instalments
From ₹1207.00/mo. Per Month
₹28976.00 total cost at 15% p.a.
SBI Card
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24899.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
9 Instalments
From ₹2954.00/mo. Per Month
₹26589.00 total cost at 16% p.a.
12 Instalments
From ₹2253.00/mo. Per Month
₹27040.00 total cost at 15.5% p.a.
18 Instalments
From ₹1559.00/mo. Per Month
₹28066.00 total cost at 15.5% p.a.
24 Instalments
From ₹1213.00/mo. Per Month
₹29118.00 total cost at 15.5% p.a.
YES BANK
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
9 Instalments
From ₹2954.00/mo. Per Month
₹26589.00 total cost at 16% p.a.
12 Instalments
From ₹2259.00/mo. Per Month
₹27110.00 total cost at 16% p.a.
18 Instalments
From ₹1565.00/mo. Per Month
₹28172.00 total cost at 16% p.a.
24 Instalments
From ₹1219.00/mo. Per Month
₹29260.00 total cost at 16% p.a.
Debit EMI
HDFC Bank
Term
Monthly EMI
Info
3 Instalments
From ₹8300.00/mo. Per Month
No Cost ₹24900.00 total cost with No Cost EMI
6 Instalments
From ₹4150.00/mo. Per Month
No Cost ₹24899.00 total cost with No Cost EMI
9 Instalments
From ₹2966.00/mo. Per Month
₹26697.00 total cost at 17% p.a.
12 Instalments
From ₹2271.00/mo. Per Month
₹27252.00 total cost at 17% p.a.
18 Instalments
From ₹1577.00/mo. Per Month
₹28385.00 total cost at 17% p.a.
24 Instalments
From ₹1231.00/mo. Per Month
₹29547.00 total cost at 17% p.a.
Frequently Asked Questions (FAQ)
Is No Cost EMI available on Apple Watch SE?
Yes, Apple Watch SE is eligible for No Cost EMI from top banks in India for up to 6 or 12 months, depending on the card issuer.
Which cards are eligible for instant cashback on Apple Watch SE?
American Express, Axis Bank, and ICICI Bank offer ₹4,000 cashback on Apple Watch SE purchases over ₹10,001.
Where can I buy Apple Watch SE on EMI in India?
You can purchase Apple Watch SE on EMI directly from the official Apple India Store or at authorized Apple resellers across India.
Note: All prices, EMI options, and cashback offers are subject to change. Please visit Apple India’s official site for up-to-date terms and conditions.
