Apple Watch Series 10 EMI in India – No Cost EMI & Cashback Offers (2025)

Apple Watch Series 10 is now more accessible in India thanks to flexible EMI plans and attractive cashback offers. Whether you’re shopping online or in-store, you can spread your payment over several months using your credit or debit card with supported banks. Here’s a detailed breakdown of Apple’s EMI options for this model.

Available Payment Options

  • Credit and Debit Card
  • UPI and Net Banking
  • Credit/Debit Card EMI with major Indian banks
  • No Cost EMI for up to 12 months
  • Instant cashback on select cards

No Cost EMI Explained

With No Cost EMI, you pay only the actual price of the Apple Watch Series 10 split over easy monthly installments. Apple bears the interest cost, making it a cost-effective option to purchase your device.

EMI options are shown during checkout after you provide your card details. Eligible users will see EMI durations and offers, including any applicable instant cashback.

Apple Watch Series 10 EMI Example

ProductMRPTenureInterest RateNo Cost EMI SavingsMonthly EMITotal Payable
Apple Watch Series 10₹79,90012 months15.99%₹6,514₹6,658₹79,900

Apple Watch Series 10 Calculator

Credit Card EMI
Debit Card EMI

Eligible Banks for Instant Cashback

BankCashback AmountMin. Transaction
American Express₹4,000₹10,001
Axis Bank₹4,000₹10,001
ICICI Bank₹4,000₹10,001

Important Conditions

  • EMI offers are valid only on eligible cards and products.
  • You cannot combine offers from multiple banks in a single order.
  • Order value is adjusted with cashback and EMI discount before final payment.
  • Maximum 2 cashback orders allowed per card every 90 days.
  • Offers may change or be withdrawn without prior notice.

Frequently Asked Questions (FAQ)

Is No Cost EMI available on Apple Watch Series 10?

Yes, Apple Watch Series 10 is eligible for No Cost EMI from most leading credit card providers for tenures up to 12 months.

Which banks offer instant cashback?

American Express, Axis Bank, and ICICI Bank offer up to ₹4,000 instant cashback on transactions above ₹10,001.

How do I check EMI eligibility for my card?

Eligibility is shown during checkout after entering your card details. EMI and cashback offers are applied automatically if available.

Note: All prices and offers are indicative and subject to change. Visit Apple’s official India website for the latest terms.

 

Apple Watch Series 10 EMI Details

Credit Card EMI

American Express
TermMonthly EMIInfo
3 InstalmentsFrom ₹12300.00  Per Month No Cost ₹36900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹6150.00  Per Month No Cost ₹36899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹4343.00  Per Month  ₹39086.00 total cost at 14% p.a.
12 InstalmentsFrom ₹3313.00  Per Month  ₹39758.00 total cost at 14% p.a.
18 InstalmentsFrom ₹2302.00  Per Month  ₹41436.00 total cost at 15% p.a.
24 InstalmentsFrom ₹1789.00  Per Month  ₹42940.00 total cost at 15% p.a.
Axis Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹12300.00  Per Month No Cost ₹36900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹6150.00  Per Month No Cost ₹36900.00 total cost with No Cost EMI
9 InstalmentsFrom ₹4378.00  Per Month  ₹39403.00 total cost at 16% p.a.
12 InstalmentsFrom ₹3348.00  Per Month  ₹40176.00 total cost at 16% p.a.
18 InstalmentsFrom ₹2319.00  Per Month  ₹41749.00 total cost at 16% p.a.
24 InstalmentsFrom ₹1807.00  Per Month  ₹43362.00 total cost at 16% p.a.
BOBCARD
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5565.00  Per Month  ₹50082.00 total cost at 16% p.a.
12 InstalmentsFrom ₹4255.00  Per Month  ₹51063.00 total cost at 16% p.a.
18 InstalmentsFrom ₹2948.00  Per Month  ₹53063.00 total cost at 16% p.a.
24 InstalmentsFrom ₹2296.00  Per Month  ₹55113.00 total cost at 16% p.a.
HDFC Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5587.00  Per Month  ₹50284.00 total cost at 17% p.a.
12 InstalmentsFrom ₹4278.00  Per Month  ₹51330.00 total cost at 17% p.a.
18 InstalmentsFrom ₹2970.00  Per Month  ₹53463.00 total cost at 17% p.a.
24 InstalmentsFrom ₹2319.00  Per Month  ₹55652.00 total cost at 17% p.a.
HSBC
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5542.00  Per Month  ₹49880.00 total cost at 15% p.a.
12 InstalmentsFrom ₹4233.00  Per Month  ₹50797.00 total cost at 15% p.a.
18 InstalmentsFrom ₹2926.00  Per Month  ₹52665.00 total cost at 15% p.a.
24 InstalmentsFrom ₹2274.00  Per Month  ₹54577.00 total cost at 15% p.a.
ICICI Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹12300.00  Per Month No Cost ₹36900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹6150.00  Per Month No Cost ₹36900.00 total cost with No Cost EMI
9 InstalmentsFrom ₹4378.00  Per Month  ₹39402.00 total cost at 15.99% p.a.
12 InstalmentsFrom ₹3348.00  Per Month  ₹40174.00 total cost at 15.99% p.a.
18 InstalmentsFrom ₹2319.00  Per Month  ₹41746.00 total cost at 15.99% p.a.
24 InstalmentsFrom ₹1807.00  Per Month  ₹43357.00 total cost at 15.99% p.a.
IndusInd Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5565.00  Per Month  ₹50082.00 total cost at 16% p.a.
12 InstalmentsFrom ₹4255.00  Per Month  ₹51063.00 total cost at 16% p.a.
18 InstalmentsFrom ₹2948.00  Per Month  ₹53063.00 total cost at 16% p.a.
24 InstalmentsFrom ₹2296.00  Per Month  ₹55113.00 total cost at 16% p.a.
J&K Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5542.00  Per Month  ₹49878.00 total cost at 14.99% p.a.
12 InstalmentsFrom ₹4233.00  Per Month  ₹50795.00 total cost at 14.99% p.a.
18 InstalmentsFrom ₹2926.00  Per Month  ₹52661.00 total cost at 14.99% p.a.
24 InstalmentsFrom ₹2274.00  Per Month  ₹54571.00 total cost at 14.99% p.a.
RBL Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7816.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5542.00  Per Month  ₹49880.00 total cost at 15% p.a.
12 InstalmentsFrom ₹4233.00  Per Month  ₹50797.00 total cost at 15% p.a.
18 InstalmentsFrom ₹2926.00  Per Month  ₹52665.00 total cost at 15% p.a.
24 InstalmentsFrom ₹2274.00  Per Month  ₹54577.00 total cost at 15% p.a.
Standard Chartered Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7816.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5542.00  Per Month  ₹49880.00 total cost at 15% p.a.
12 InstalmentsFrom ₹4233.00  Per Month  ₹50797.00 total cost at 15% p.a.
18 InstalmentsFrom ₹2926.00  Per Month  ₹52665.00 total cost at 15% p.a.
24 InstalmentsFrom ₹2274.00  Per Month  ₹54577.00 total cost at 15% p.a.
SBI Card
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5565.00  Per Month  ₹50082.00 total cost at 16% p.a.
12 InstalmentsFrom ₹4244.00  Per Month  ₹50930.00 total cost at 15.5% p.a.
18 InstalmentsFrom ₹2937.00  Per Month  ₹52864.00 total cost at 15.5% p.a.
24 InstalmentsFrom ₹2285.00  Per Month  ₹54844.00 total cost at 15.5% p.a.
YES BANK
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5565.00  Per Month  ₹50082.00 total cost at 16% p.a.
12 InstalmentsFrom ₹4255.00  Per Month  ₹51063.00 total cost at 16% p.a.
18 InstalmentsFrom ₹2948.00  Per Month  ₹53063.00 total cost at 16% p.a.
24 InstalmentsFrom ₹2296.00  Per Month  ₹55113.00 total cost at 16% p.a.

Debit EMI

HDFC Bank
TermMonthly EMIInfo
3 InstalmentsFrom ₹15633.00  Per Month No Cost ₹46900.00 total cost with No Cost EMI
6 InstalmentsFrom ₹7817.00  Per Month No Cost ₹46899.00 total cost with No Cost EMI
9 InstalmentsFrom ₹5587.00  Per Month  ₹50284.00 total cost at 17% p.a.
12 InstalmentsFrom ₹4278.00  Per Month  ₹51330.00 total cost at 17% p.a.
18 InstalmentsFrom ₹2970.00  Per Month  ₹53463.00 total cost at 17% p.a.
24 InstalmentsFrom ₹2319.00  Per Month  ₹55652.00 total cost at 17% p.a.

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