Amazon India provide EMI for all the Products which value is more than Rs 3000.
There are different options available on EMI on Amazon Like, Credit Card EMI with interest , No Cost EMI on Credit Cards, Bajaj Finserv EMI with 0% interest and Debit Card EMI with HDFC Bank Debit card.
EMI purchases using a credit card is available on eligible items worth Rs. 3,000 or more.? EMI facility can be availed for tenures of 3, 6, 9 ,12 ,18 and 24 months..
Below is the table for Interest rate for credit cards on Amazon India
Plan ( tenure in months) | ||||||
3 | 6 | 9 | 12 | 18 | 24 | |
HDFC | 13% | 13% | 14% | 14% | 15% | 15% |
HDFC Debit | – | 16% | 16% | 16% | – | – |
ICICI | 13% | 13% | 13% | 13% | 13% | 13% |
Citi | 13% | 13% | 15% | 15% | 15% | 15% |
SBI | 14% | 14% | 14% | 14% | – | – |
Kotak | 12% | 13% | 14% | 14% | 15% | 15% |
StanC | 13% | 13% | 14% | 14% | 15% | 15% |
Axis | 12% | 12% | 13% | 13% | 15% | 15% |
HSBC | 12.5% | 12.5% | 13.5% | 13.5% | 13.5% | 15% |
RBL | 13% | 13% | 13% | 13% | 13% | 13% |
Induslnd | 13% | 13% | 13% | 13% | 15% | 15% |
Yes Bank | 12% | 12% | 13% | 13% | 14% | 15% |
EMI details on amazon India
Note
You can follow these steps to avail product on EMI using Credit Card.
Only selected products across selected categories are available on No Cost EMI, this means that you don’t have to pay Extra amount for converting purchase to EMI.
No Cost EMI explained English and Hindi
Some Credit cards and Bajaj Finserv? EMI card can be used to avail this facility
Debit Card EMI on Amazon? India is available currently with HDFC bank only and?interest rates are fixed 16% for 3,6 and 9 months plans.
You can get more details on HDFC Debit Card EMI here?this guide include how to process and tips.
Comment below if you have any Questions related to this post.
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View Comments
downpayment samunge7
Iam sorry if i sound dumb but i dont get why are we charged the full amount on the day of purchasing ?
They want to know if you have available limit , so they charge full amount then the amount will be converted to EMI.
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