HDFC Debit card EMI on Flipkart


You can buy high value items from HDFC Debit card from Flipkart, minimum cart value with single item should be Rs 10,000 and maximum limit is Rs 1,00,000.


There will be no processing fees and downpayment required to avail this facility.

HDFC Debit card EMI facility only available for Select Mobile, Furniture and Electronics purchases.

Is minimum balance required in my HDFC Bank account ?
No, no minimum balance required your HDFC bank.

Is total cart value amount blocked in my Account after EMI?

No, total amount will not blocked , but for auto debit make sure you have enough balance to pay month EMI.

What will be the date of auto-debit from my account?
If your transaction done on or before 20th of the month , the first EMI will be charged on your HDFC Bank account on 5th of next month.

If your transactions done after 20th of the month, the first EMI will be charged on your HDFC bank account on 5th of the month after that.

Example: In big billion days if you buy on 21st September with HDFC Debit card EMI , your First EMI will debit on 5th of November.

How to Buy using HDFC debit card EMI ?

You can easily buy on debit card EMI following below step-by-step guide.

  1. Select product you like to buy View Eligible Products
  2. Other option is to check on the here page.
  3. Go to the checkout with One item only which is eligible.
  4. In Payment section go to EMI (Easy Installment)
  5. Select Pre-Approved / Debit EMI

  6. Enter Card Details and Proceed further.
  7. Follow steps of Debit card and OTP.
  8. We will add more detailed steps Subscribe to our email news letter and deliver to your inbox.

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Things to Remember

  • Valid only on 1 item in cart
  • Min Rs 10,000 and Maximum Rs 1,00,000
  • 3,6 and 9 month emi with 14% interest.
  • No Cancellation fees

Top 5 Mobile you can buy on HDFC Debit Card EMI


  1. Hey, I’m totally confused, when I spoke to the flipkart support, they said that the total amount will be blocked for 7 days and will be transferred back again to the account after which the first Emi will be deducted. I am not able to find a solution to this. Should I be taking a word from this website or flipkart. Infact the flipkart personnel didn’t exactly know what this offer was initially.

    • Thanks Vishnu for comment, as of 26th Sept 2017, Its not fake. this option is not visible but we will update you soon. Also subscribe to our email list for future updates.

  2. This service is stopped by Flipcart, it was only available for first day of the sale that too payments were not successful, giving error continuously whole day, i think it was to only attract more people,
    not expected such practices from Flipcart.

    • Thanks Guru for comment, as of 26th Sept 2017, this option is not visible but we will update you soon. Also subscribe to our email list for future updates.


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