Highlights of EMI options on infibeam.com
- The EMI is applicable only on the purchases/orders above Rs 2000.
- For HDFC card holders minimum purchase amount is Rs. 3000.
- All the Products having the “EMI Available” on the product page can be purchased in EMI?s of 3, 6 , 9 and 12 months.
- No, there is no processing fee to avail the EMI option on infibeam
- An EMI transaction takes 7-10 days to reflect in your statement.
?Rate of Interest charged by various banks
| Bank | 3-month | 6-month | 9-month | 12-month |
|---|---|---|---|---|
| CITI | 12% | 12% | 15% | 15% |
| Kotak Mahindra Bank | 12% | 12% | 14% | 14% |
| HDFC | 12% | 12% | 13% | N/A |
| ICICI | 13% | 13% | 13% | 13% |
| Standard Chartered bank | 13% | 13% | 13% | 13% |
| SBI-GE | 14% | 14% | 14% | 14% |
Example of EMI purchase calculation:
| Transaction Amount | ?10000 |
| Annual Interest Rate | 13% |
| Tenure(Month) | 6 |
| EMI to Pay | ?1730.43 |
| Total Interest Payable | ?383 |
| Initial Principal | ?10000 |
| Total Payout | 10383 |
You can view more details on infibeam.com
Do I get emi option with debate card
interested
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