EMI options and offers from paytm online shopping

EMI Charges and Interest rate as on 14-05-2015

Bank | 3-month | 6-month | 9-month | 12-month | 18-month | 24-month |
---|---|---|---|---|---|---|

HDFC |
12% | 12% | 13% | 13% | – | – |

ICICI |
13% | 13% | 13% | 13% | – | – |

SBI |
14% | 14% | 14% | 14% | N/A | N/A |

Kotak | 12% | 12% | 14% | 14% | 15% | 15% |

AXIS | 12% | 12% | 13% | 13% | – | – |

HSBC | 12.5% | 12.5% | 13.5% | 13.5% | – | – |

IndusIN | 14% | 14% | 14% | 14% | – | – |

N/A : No EMI options available for this tenure.

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The table below shows a representative rendering of EMI plans for a Rs 20,000 purchase on Paytm paid using the EMI payment plan

Tenure (months) | Loan amount | Monthly installment | Bank interest rate | Total effective price you pay | Interest paid to Bank |
---|---|---|---|---|---|

3 | Rs 20,000 | Rs 6,800.44 | 12.00% | Rs. 20,401.33 | Rs. 401.33 |

6 | Rs 20,000 | Rs 3,450.97 | 12.00% | Rs 20,705.80 | Rs. 705.80 |

9 | Rs 20,000 | Rs 2,344.32 | 13.00% | Rs 21,098.89 | Rs. 1,098.89 |

12 | Rs 20,000 | Rs 1,786.35 | 13.00% | Rs 21,436.15 | Rs. 1,436.15 |

Will I get paytm cashback immediately if I pay through EMI or only by the end of the EMI

Cashback will be added after shipment of the product.

On emi, cashback is applicable????

Yes cask back will be applicable

Will emi option be available on debit cards? And what if we have a Bank of Baroda debit card and none of those shown on ur website

Can we use debit cards to buy products on paytm?

why we are shown full amount deduction message when we apply EMI option..what amount will be deducted exactly….Please reply soon as i want to use EMI option but am confussed about the deduction

It will be convert to full EMI .

I am also having same problem in Paytm.. It shows full amount while paying even though I select emi option while payment.. Please help

Its not a problem, it the way EMI works.

After successful full amount debit it will converted to EMI. So you have to pay EMI only.

Will emi option be available on debit cards?

emi is calculated on the full amount of the product or the price after cash back. Assume i am buying a product worth 70000 and paying for 12 months at @ rate of 13%, what will be my emi ?

For paytm , your emi will be as shown on checkout page. Will update the Paytm EMI process. Be subscribe to this mail list.

i put 3 months emi icici credit card for purchasing j5(Rs.12869). but in the statement it is showing full amount of Rs.12869 due. While on the same day i purchased MI4i on flipkart on the same card, this transaction is showing 1 month installment (Rs.3298+108).

can any one tell me what is happenning with paytm EMI.?

Now, do i have pay whole amount?

From my observation, Your PayTM emi is not converted yet. and still your bill generated.

In this case please check your Online Statement of credit card after 5-6 days the amount should be only EMI.

Can I purchase from debit card choosing emi option

If we cancel the EMI and refund , what will happen to cashback?

Your refund will not have cashback amount.

Product cost: 10000 , cashback 2000. then refund amount will be 8000.

any processing fee for EMI for any bank?

in paytm any processing fee for EMI for any bank?

Paytm Emi Not Available for Debit Card

Yes.. Only credit card is valid for emi option

Suppose I have to purchase something worth 80K, my card limit is 50K. So how do I make a down payment of 30K and make the rest 50K as EMI?

You can add 30k in Paytm wallet. using Debit card or netbanking.

While payment use wallet + credit card EMI.

I want purchase a led TV in emi offer with debit card, I not have a credit card

plz help me or contect me my contact no. 09587362652

Debit card is not valid for emi option.

Cash back is applicable if we opt for emi

yes

I had purchased with emi basis, how paytm refund to me?

Return to my credit card or paytm wallet? Please reply.

If iam buy with credit card samsung j7 emi after that i can cancel the order and refund amount will be credit in my paytm account or credit card

Refund will be credited back to your credit card.

I bye a iphone 5s with emi.

I have only sbi account book , no chaque book or no atm or credite card.

sir I have bank of baroda credit card so what will I do if I want to choose emi option

what if i cancel the order later after choosin emi option. where will i get refund?

And will my EMI get cancel and bank puts any charges? can i get the amount back in wallet?

if first bill is not generated then, you will not be charged any

no you can not amount in bank wallet

yes. you will get refund

EMI option is not getting accepted for my HDFC debit card.

Please let me know the solution.

Cashback available on EMI

yes

Hame cashback Milega Agar Hum EMI Karate Hain