Buying large value item is easy with Flipkart even if you dont have credit card. There are now many options available to buy Mobile, TV and other appliances with easy EMI without credit cards.
Below are the some of the options available from Flipkart which help you to buy on installment without credit card.
Table of Contents
Bajaj Finserv EMI Card
If you already have Bajaj Finance EMI Card then its really easy to buy your favorite product.
In Bajaj Finance most the large value items are available, depends on your credit limit or loan amount you can buy.
There is 0% interest using Bajaj Finance, so you dont have to pay extra interest while buying any products.
Debit Card EMI
Almost all bank account comes with Debit Card, and new offer from Flipkart about Debit Card EMI is good for customers who dont have credit cards.
Selected Banks like HDFC and Axis Bank provides debit card EMI on Flipkart, SBI will also provide in near future.
You can add your debit card and check if you are eligible for Debit Card EMI.
There will be some interest rate from 14-16% , which will be deducted monthly, you can get more information
Cardless Credit EMI
Cardless Credit EMI is new and available to only selected customers of Flipkart.
Cardless EMI Interest rates
|3 Months||0% – No Cost EMI|
|6 Months||25% Interest|
|12 Months||25% Interest|
Interest rates for Flipkart EMI
|EMI Type||Downpayment||3 Months||6 Months||9 Months||12 Months|
|Debit Card EMI||0||NA||14%-16%||14%-16%||14%-16%|
|Cardless Credit EMI||0||0%||25%||NA||25%|
NA= Not available for selected tenure.