Snapdeal EMI Options and Offers

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EMI option is not available for products of Jewelry/Precious Jewelry Category
Highlights of EMI options on Snapdeal

  • Only Credit Card by Following banks are valid for EMI Options.
  • Any Debit Card or ATM card or Online Banking not valid for EMI options.
  • EMI option is not available for products of Jewelry/Precious Jewelry Category/ Gold Coins
  • Minimum cart value for  EMI using HSBC, Standard Chartered, Kotak & ICICI Credit Cards is 1500
  • Minimum cart value for EMI IndusInd is 2000
  • Minimum cart value for EMI Axis, Citi, SBI is 2500
  • Minimum cart value for EMI HDFC is 3000
  • Minimum cart value for EMI Amex is 5000

EMI Charges and Interest rate as on 28-11-2015

Know More

Bank 3-month 6-month 9-month 12-month 18-month 24-month
CITI 12% 12% n/a n/a n/a n/a
HDFC 12% 12% 13% 13% 15% 15%
ICICI 13% 13% 13% 13% n/a n/a
Axis 12% 12% 13% 13% n/a n/a
HSBC 12.5% 12.5% 13.5% 13.5% n/a n/a
Kotak 12% 12% 14% 14% n/a n/a
Sta Char 13% 13% 14% 14% n/a n/a
SBI 14% 14% 14% 14% n/a n/a
Amex 15% 15% 15% 15% n/a n/a
IndusInd 13% 13% 13% 13% 15% 15%

N/A : No EMI options available for this tenure
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Tenure (months)

Loan amount

Monthly Installment

Bank Interest Rate

Total effective price you pay

Interest paid to Bank

3

Rs 20,000

Rs 6,800.44

12.00%

Rs. 20,401.33

Rs. 401.33

6

Rs 20,000

Rs 3,450.97

12.00%

Rs 20,705.80

Rs. 705.80

9

Rs 20,000

Rs 2,344.32

13.00%

Rs 21,098.89

Rs. 1,098.89

12

Rs 20,000

Rs 1,786.35

13.00%

Rs 21,436.15

Rs. 1,436.15

EMI details on Snapdeal

107 COMMENTS

  1. I want to purchase a guitar with emi
    What are the document I need if I don’t have any credit card I have only atm

  2. I want to purchase home theater but. I don’t know how can use emi. I a
    Have baroda bank account. So please give me solution

  3. hi. my self shakib i from karnataka ,
    muje emi me mobile leneka hai to pahale kith amount deposit karna chaheeye ??? aur monthly kithna amount deneka ??
    my cntct +919742510764

  4. I wnna Buy Canon1200d with 18-55,55-250mm lens on EMI,
    Bt i have Credit Card of Bajaj Finance&BOI nd there is no option of emi on these Credit card.
    If there will be any pssiblity of getting cam on emi with 0DP thn plz help me on 8983362355

    • Bajaj Finance card is not valid for online purchase, and as for BOI call customer service and confirm are they provide emi conversation after payment. . Flipkart does not support direct emi for boi

  5. I JUST ORDERED IPHONE 5S OM EMI THROUGH SBI CREDIT CARD BUT THE MESSAGE FOR TRANSACTION IS SHOWING 26849 CREDITED WHICH IS THE TOTAL PRICE OF THE PHONE.SO CAN YOU PLEASE TELL ME HOW THIS EMI PROCESS GOES ON,AND WHAT DOES THIS MESSAGE MEANS IN ACTUAL.

      • I am facing same problem, Please explain it, If total amount is Debited from Card 1st time then Whats is the meaning of use EMI. i am totally confuse, Please explain briefly.

        • Hey.. They(bank) will check your credit limit so they deduct full amount first and convert it into EMI later within 6-10 days.
          You have to pay only the EMI on Bill not whole amount.

          • I just want to know My Credit Limit is Rs.17000 And i have purchase Rs.16930, Now credit limit is Rs.70, Then my credit limit is blocked for one year or not??

        • Your credit limit will increase once you start paying.

          Link if you pay EMI of 1000 then your credit limit will be increase to 1070 so each month your credit limit will increases.

          So its not blocked for entire year, it will increase as you pay for EMI.

  6. It is successfully taking my Icici expression debit card to pay through credit card emi option. How is it possible. Furthermore, if I proceed, will the entire amount be deducted from my account as I can see during payment option, it is showing the full amount to pay rather than monthly installments. Please help.

    • For debit card no EMI option.
      You may be charge full amount.

      Still you want to try and risk, checkout till payment. if you charged full cancel and refund.

  7. I have no credit card.but I want purchase through emi. What type of documents needs.. I can gave cheque book with other documents . Is it possible …

  8. 10000 के मोबाइल का डाउन पेमेंट और मासिक किस्त एक कितनी देनी पड़ेगी
    Please tell me about this
    My choice is oppo mobile
    my account SBI ,Bank of India ,IDBI Bank

  9. i want to give the EMI through the State Bank of hyderabad is it possible but in this EMI option Sbh not in the drop down list.

    Please give the solution

  10. I have been trying desperately to buy a mobile on EMI. My credit card neither has expiry date nor CVV no. how to buy without them.

  11. is there any fees for EMI
    i want to buy mobile of 12000 and it show 12250 to pay in 3 months i.e. 250 is interest.so should i need to pay extra charge as fees or not

  12. hello
    if i need to buy VIVO V3 MAX On Today onwords than shall i need pay First installment on February or it will be on March
    i have saving account on SBI , i am also using SBI net banking

    please tell me the procedure of it.

  13. i want buy YU YUREKHA PLUS for Rs.6699 on Snapdeal i am using SBI credit card for EMI option and one thing i want know about how to pay amount like installment and how much downpayment i hav to pay while proceeding

    and
    pls,,,,, pls,,,,,,, as fast as tel me the correct proceedure and give further information about this issue(EMI and DOWN PAYMENT)

  14. what is benefits of emi if all credit amount blocked and all amount convert into emi what is profit then i can do all payment by credit card .this is wrong way and i think that emi option is good when i read all things that all credit amount blocked one year this is wrong.

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