Snapdeal EMI Options and Offers


EMI option is not available for products of Jewelry/Precious Jewelry Category
Highlights of EMI options on Snapdeal

  • Only Credit Card by Following banks are valid for EMI Options.
  • Any Debit Card or ATM card or Online Banking not valid for EMI options.
  • EMI option is not available for products of Jewelry/Precious Jewelry Category/ Gold Coins
  • Minimum cart value for  EMI using HSBC, Standard Chartered, Kotak & ICICI Credit Cards is 1500
  • Minimum cart value for EMI IndusInd is 2000
  • Minimum cart value for EMI Axis, Citi, SBI is 2500
  • Minimum cart value for EMI HDFC is 3000
  • Minimum cart value for EMI Amex is 5000

EMI Charges and Interest rate as on 28-11-2015

Know More

Bank 3-month 6-month 9-month 12-month 18-month 24-month
CITI 12% 12% n/a n/a n/a n/a
HDFC 12% 12% 13% 13% 15% 15%
ICICI 13% 13% 13% 13% n/a n/a
Axis 12% 12% 13% 13% n/a n/a
HSBC 12.5% 12.5% 13.5% 13.5% n/a n/a
Kotak 12% 12% 14% 14% n/a n/a
Sta Char 13% 13% 14% 14% n/a n/a
SBI 14% 14% 14% 14% n/a n/a
Amex 15% 15% 15% 15% n/a n/a
IndusInd 13% 13% 13% 13% 15% 15%

N/A : No EMI options available for this tenure

Tenure (months)

Loan amount

Monthly Installment

Bank Interest Rate

Total effective price you pay

Interest paid to Bank


Rs 20,000

Rs 6,800.44


Rs. 20,401.33

Rs. 401.33


Rs 20,000

Rs 3,450.97


Rs 20,705.80

Rs. 705.80


Rs 20,000

Rs 2,344.32


Rs 21,098.89

Rs. 1,098.89


Rs 20,000

Rs 1,786.35


Rs 21,436.15

Rs. 1,436.15

EMI details on Snapdeal


  1. hello
    if i need to buy VIVO V3 MAX On Today onwords than shall i need pay First installment on February or it will be on March
    i have saving account on SBI , i am also using SBI net banking

    please tell me the procedure of it.

  2. i want buy YU YUREKHA PLUS for Rs.6699 on Snapdeal i am using SBI credit card for EMI option and one thing i want know about how to pay amount like installment and how much downpayment i hav to pay while proceeding

    pls,,,,, pls,,,,,,, as fast as tel me the correct proceedure and give further information about this issue(EMI and DOWN PAYMENT)

  3. what is benefits of emi if all credit amount blocked and all amount convert into emi what is profit then i can do all payment by credit card .this is wrong way and i think that emi option is good when i read all things that all credit amount blocked one year this is wrong.


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