Buy Now Pay Later (BNPL) vs. Credit Card EMIs: Which Drains Your Wallet Faster?
Introduction: The EMI vs. BNPL Dilemma You’re about to buy a new smartphone worth ₹25,000. At checkout, you see two tempting options: “Pay in 3 interest-free installments” (BNPL) “Convert to 6-month EMI at 12% p.a.” (Credit Card) Which one should you pick?…