Standard Chartered

Convert any transaction to EMI with Standard Chartered credit card

Standard Chartered can give you easy access to convert your transactions to EMI, like if you want to pay your Electricity Bill in EMI you can do so.

This is called Kuch Bhi on EMI


  • Interest Rates Starting from 1.49% pm on reducing balance
  • Flexible Tenure from 6-48 months
  • Convert transactions starting from INR 2000
  • No Processing Fee
  • No Pre-closure Charges


Table below show the example of Kuch bhi on EMI for??Rs 10,000
Tenure (months)Loan amountMonthly installmentBank interest rateTotal effective price you payInterest paid to Bank
12Rs 10,000Rs?9161.49% PMRs.?10,992Rs.?992
24Rs 10,000Rs?4991.49% PMRs?11976Rs.?1976
36Rs 10,000Rs?3611.49% PMRs?12996Rs.?2996
48Rs 10,000Rs 2931.49% PMRs?14064Rs.?4064

*Calculations assuming interest rate of 1.49% per month
*EMIs will be given on the basis of eligibility

More details Kuch bhi on EMI??(official site)


Infibeam EMI options and offers

Highlights of EMI options on

  • The EMI is applicable only on the purchases/orders above Rs 2000.
  • For HDFC card holders minimum purchase amount is Rs. 3000.
  • All the Products having the “EMI Available” on the product page can be purchased in EMI?s of 3, 6 , 9 and 12 months.
  • No, there is no processing fee to avail the EMI option on infibeam
  • An EMI transaction takes 7-10 days to reflect in your statement.

?Rate of Interest charged by various banks

Kotak Mahindra Bank12%12%14%14%
Standard Chartered bank13%13%13%13%

Example of EMI purchase calculation:

Transaction Amount?10000
Annual Interest Rate13%
EMI to Pay?1730.43
Total Interest Payable?383
Initial Principal?10000
Total Payout10383

You can view more details on