How to pay with EMI on Flipkart [ Updated with ????? ]

In this “how to” we will go through all the necessary steps to avail EMI on Flipkart, the process is really simple and other than credit cards some products also available on bajaj emi card with No Cost EMI.

EMI is very useful when you want to buy large value items, and convert that amount in small and easy payment.

English Guide

Steps to avail EMI on Credit Cards

1. Select Product

Select any products which value is more than Rs 4000, in our example we will go through process of buying Galaxy A9 Pro.

2. View EMI Details

Select any products which value is more than Rs 4000, in our example we will go through process of buying Galaxy A9 Pro.

 

3. View Plans

Where you click on the “View Plans” you will see the list of credit cards and months, so if you go for long period EMI loan you have to pay more interest.

 

4. Add to Cart and Select Easy EMI

Add Product to the Cart?and checkout, select your Address and for Payment method select ?EMI (Easy EMI).

5. Select your Card and choose EMI

You can view your monthly EMI and interest rate when you select EMI months. Please note that only some products available on No Cost EMI it means without any extra charges from bank.

6. Enter your Card details and Pay

Finally enter your Credit Card details and proceed with payments.

Now Flipkart also provides No Cost EMI, with Bajaj Finserv EMI card

FAQ

Can I get EMI on Debit/ATM card from Flipkart?

Regular EMI and No Cost EMI options? available on credit cards with selected banks and you can also avail without credit card from Bajaj EMI Card.

For Debit Card EMI, its only available on SBI and HDFC Debit cards with maximum limit of Rs 75,000.

Can I Use Capital First loan on Flipkart ?

Capital First provides Consumer durable loans for home appliances and smartphones, as of now Capital First loan or EMI not available on Flipkart.

But you can get from Offline stores like Croma , Vijay Sales and others.

What is the downpayment amount for getting EMI on credit card?

For some products like Laptops and Refrigerators downpayment of 25% required but only with No Cost EMI option.

There is no downpayment system for online credit card regular EMI, your EMI will start as per your billing cycle of credit card.

What is minimum amount reacquired to get product on emi?

For credit card EMI, your credit limit should be more than product price like if product is worth 35,000 then your available credit limit should be 35,000 or more.

Once your EMI payment is completed then then your credit limit will be deducted. If your credit limit is 1,00,000 and you bought product worth?35,000, then your credit limit will be 65,000. For Bajaj EMI Card on Flipkart it depends on your Loan.

What happens if I cancel product which bought using EMI?

You will get full refund if your first emi bill is not generated , if your first bill is generated then you will not get refund of interest paid to bank only original amount.

Why it shows full amount deducted from my credit card even I have chose EMI?

The SMS may show full amount when you complete process, but this amount will be converted to EMI within 4-7 days.

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????? Guide

?? ARTICLE? ??? ?? FLIPKART ?? EMI ?? ??? ????? ?? ??? ??? ??????? STEPS ?? ????? ?????? ? ?? ????????? ?????? ??? ??? ?? ?? ??????? ????? ?? ????? ???? PRODUCT ??? ?? ?? ?? BAJAJ EMI CARD ?? NO COST EMI ??? ?????? ????

EMI? ?? ????? ?? ?????? ???? ?????

1.???????? ???? ???

???? ?? ?????? ?? ??? ???? ?? ????? 4000 ????? ?? ???? ?? ????? ?????? ??? ?? SAMSUNG GALAXY A9 PRO ?????? ?? ????????? ?? ??????? ?

2. EMI ????? ????

?????? PRODUCT ?? ??? EMI CHARGES ?? ???? ??? ??????? ??????? ???? ?? ??? “EMI Plans” ?? ????? ???? ???? ?? ???? ?? IMAGE ??? HIGHLIGHT ????? ??? ???

3. ????? ?? ???????

???? ?? “EMI PLANS” ?? ????? ???? ??? ?? ??????? ????? ?? ?????? ?? ???? ???????, ????? ??? ?? ???? ??? ?? EMI ?? ???? ??? ?? ???? ???? ????? ?? ?????? ???? ????? ??

4. ???????? Cart ??? ????

PRODUCT ?? CART ?? ADD ??????? CHECKOUT ???? ???? ADDRESS ??? ?????? ?? PAYMENT METHOD ?? ??? EMI OPTION ??? ???

5. Card ?? EMI ??????? ???

?? ???? MONTHLY EMI ?? ?????? ?? ?? ??? ???? ???? ??? ??? ?? ????? ????

 

6. Card ?? ??????? ????

??? ??? ???? CREDIT CARD detail? ???? ???? ?? ?????? ?? ??? ???? ??????

 

???? ????

???? ???? FLIPKART? ?? DEBIT? / ATM ????? ?? ????? ??? ???? ???

??????? ??? SELECTED BANKS? ?? ??? ??????? ????? ?? EMI? ?????? ?????? ??? ?? ?? BAJAJ EMI CARD? ?? ??????? ????? ?? ???? ?? ??? ??? ???? ???????????? ??? ???? SBI? ?? HDFC? ????? ????? ?? 75,000 ????? ??? MAXIMUM LIMIT ?? ??? ?????? ???

??????? ????? ?? EMI? ??????? ???? ?? ??? DOWN PAYMENT? ???? ???? ???

?????? ??????? ????? ?? ??? ??? DOWN PAYMENT? ?????? ???? ??, ???? EMI ??????? ????? ?? ???? ?????? ???? ?? ?????? ???? ?????

EMI???? ?????? ??????? ???? ?? ??? ??????? ???? ???? ???

??????? ????? ?? ???, ???? ??????? ???? ?????? ?? ???? ?? ???? ???? ????? ???? ?????? 35,000 ?? ????? ??, ?? ???? ?????? ??????? ???? 35,000 ?? ???? ???? ?????? ?? ??? ?? ???? EMI? ?????? ???? ?? ??? ?? ???? ??????? ???? ???? ?????? ??? ???? ??????? ???? 1,00,000 ?? ?? ?? 35,000 ?? ????? ???? ?????? ????? ???, ?? ???? ??????? ???? 65,000 ???? ? FLIPKART? ?? BAJAJ EMI CARD? ?? ??? ?? ???? LOAN ?? ?????? ???? ???

??? ???? EMI? ?? ????? ???? ????? ??? PRODUCT? ???? ???? ?? ?? ???? ?????

??? ???? ???? ??? ??? ????? ???? ??? ??, ?? ???? ????? ??????? ??????, ??? ???? ???? ??? ????? ?? ??? ?? ?? ???? ???? ??? ???? ?????? , ???? ?? ???? ????? ?? ?????? ???? ???? ????? ??????

????? EMI ???? ?? ??? ?? ???? ??????? ????? ??? ???? ???? ????????? ????? ???? ???? ?? ?

?? ????????? ???? ???? ??? ?? SMS? ???? ???? ???? ???? ??, ????? ?? ???? 4-7 ????? ?? ???? EMI? ??? ????????? ?? ??????