In this “how to” we will go through all the necessary steps to avail EMI on Flipkart, the process is really simple and other than credit cards some products also available on bajaj emi card with No Cost EMI.
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English Guide
Steps to avail EMI on Credit Cards
1. Select Product
Select any products which value is more than Rs 4000, in our example we will go through process of buying Galaxy A9 Pro.
2. View EMI Details
Select any products which value is more than Rs 4000, in our example we will go through process of buying Galaxy A9 Pro.
3. View Plans
Where you click on the “View Plans” you will see the list of credit cards and months, so if you go for long period EMI loan you have to pay more interest.
4. Add to Cart and Select Easy EMI
Add Product to the Cart?and checkout, select your Address and for Payment method select ?EMI (Easy EMI).
5. Select your Card and choose EMI
You can view your monthly EMI and interest rate when you select EMI months. Please note that only some products available on No Cost EMI it means without any extra charges from bank.
6. Enter your Card details and Pay
Finally enter your Credit Card details and proceed with payments.
Now Flipkart also provides No Cost EMI, with Bajaj Finserv EMI card
FAQ
Can I get EMI on Debit/ATM card from Flipkart?
Regular EMI and No Cost EMI options? available on credit cards with selected banks and you can also avail without credit card from Bajaj EMI Card.
For Debit Card EMI, its only available on SBI and HDFC Debit cards with maximum limit of Rs 75,000.
Can I Use Capital First loan on Flipkart ?
Capital First provides Consumer durable loans for home appliances and smartphones, as of now Capital First loan or EMI not available on Flipkart.
But you can get from Offline stores like Croma , Vijay Sales and others.
What is the downpayment amount for getting EMI on credit card?
For some products like Laptops and Refrigerators downpayment of 25% required but only with No Cost EMI option.
There is no downpayment system for online credit card regular EMI, your EMI will start as per your billing cycle of credit card.
What is minimum amount reacquired to get product on emi?
For credit card EMI, your credit limit should be more than product price like if product is worth 35,000 then your available credit limit should be 35,000 or more.
Once your EMI payment is completed then then your credit limit will be deducted. If your credit limit is 1,00,000 and you bought product worth?35,000, then your credit limit will be 65,000. For Bajaj EMI Card on Flipkart it depends on your Loan.
What happens if I cancel product which bought using EMI?
You will get full refund if your first emi bill is not generated , if your first bill is generated then you will not get refund of interest paid to bank only original amount.
Why it shows full amount deducted from my credit card even I have chose EMI?
The SMS may show full amount when you complete process, but this amount will be converted to EMI within 4-7 days.
????? Guide
?? ARTICLE? ??? ?? FLIPKART ?? EMI ?? ??? ????? ?? ??? ??? ??????? STEPS ?? ????? ?????? ? ?? ????????? ?????? ??? ??? ?? ?? ??????? ????? ?? ????? ???? PRODUCT ??? ?? ?? ?? BAJAJ EMI CARD ?? NO COST EMI ??? ?????? ????
EMI? ?? ????? ?? ?????? ???? ?????
1.???????? ???? ???
???? ?? ?????? ?? ??? ???? ?? ????? 4000 ????? ?? ???? ?? ????? ?????? ??? ?? SAMSUNG GALAXY A9 PRO ?????? ?? ????????? ?? ??????? ?
2. EMI ????? ????
?????? PRODUCT ?? ??? EMI CHARGES ?? ???? ??? ??????? ??????? ???? ?? ??? “EMI Plans” ?? ????? ???? ???? ?? ???? ?? IMAGE ??? HIGHLIGHT ????? ??? ???
3. ????? ?? ???????
???? ?? “EMI PLANS” ?? ????? ???? ??? ?? ??????? ????? ?? ?????? ?? ???? ???????, ????? ??? ?? ???? ??? ?? EMI ?? ???? ??? ?? ???? ???? ????? ?? ?????? ???? ????? ??
4. ???????? Cart ??? ????
PRODUCT ?? CART ?? ADD ??????? CHECKOUT ???? ???? ADDRESS ??? ?????? ?? PAYMENT METHOD ?? ??? EMI OPTION ??? ???
5. Card ?? EMI ??????? ???
?? ???? MONTHLY EMI ?? ?????? ?? ?? ??? ???? ???? ??? ??? ?? ????? ????
6. Card ?? ??????? ????
??? ??? ???? CREDIT CARD detail? ???? ???? ?? ?????? ?? ??? ???? ??????
???? ????
???? ???? FLIPKART? ?? DEBIT? / ATM ????? ?? ????? ??? ???? ???
??????? ??? SELECTED BANKS? ?? ??? ??????? ????? ?? EMI? ?????? ?????? ??? ?? ?? BAJAJ EMI CARD? ?? ??????? ????? ?? ???? ?? ??? ??? ???? ???????????? ??? ???? SBI? ?? HDFC? ????? ????? ?? 75,000 ????? ??? MAXIMUM LIMIT ?? ??? ?????? ???
??????? ????? ?? EMI? ??????? ???? ?? ??? DOWN PAYMENT? ???? ???? ???
?????? ??????? ????? ?? ??? ??? DOWN PAYMENT? ?????? ???? ??, ???? EMI ??????? ????? ?? ???? ?????? ???? ?? ?????? ???? ?????
EMI???? ?????? ??????? ???? ?? ??? ??????? ???? ???? ???
??????? ????? ?? ???, ???? ??????? ???? ?????? ?? ???? ?? ???? ???? ????? ???? ?????? 35,000 ?? ????? ??, ?? ???? ?????? ??????? ???? 35,000 ?? ???? ???? ?????? ?? ??? ?? ???? EMI? ?????? ???? ?? ??? ?? ???? ??????? ???? ???? ?????? ??? ???? ??????? ???? 1,00,000 ?? ?? ?? 35,000 ?? ????? ???? ?????? ????? ???, ?? ???? ??????? ???? 65,000 ???? ? FLIPKART? ?? BAJAJ EMI CARD? ?? ??? ?? ???? LOAN ?? ?????? ???? ???
??? ???? EMI? ?? ????? ???? ????? ??? PRODUCT? ???? ???? ?? ?? ???? ?????
??? ???? ???? ??? ??? ????? ???? ??? ??, ?? ???? ????? ??????? ??????, ??? ???? ???? ??? ????? ?? ??? ?? ?? ???? ???? ??? ???? ?????? , ???? ?? ???? ????? ?? ?????? ???? ???? ????? ??????
????? EMI ???? ?? ??? ?? ???? ??????? ????? ??? ???? ???? ????????? ????? ???? ???? ?? ?
?? ????????? ???? ???? ??? ?? SMS? ???? ???? ???? ???? ??, ????? ?? ???? 4-7 ????? ?? ???? EMI? ??? ????????? ?? ??????






Cam we use debit cards ?
Debit cards are not supported for EMI transactions.
Debit cards are not supported for EMI transactions.
can we use smart card ?
No, Smart card is not for EMI
But mere pass debit card ke alava koi doosra card bhi nhi he toh ??
& bjaj finenserv card kitane year ke logo ka bnaya jata he agr ho ske 20 year running ho aur bajaj finenserv card bnta he plz charge btaye aur….
can we use dcb bank
Which bank?
No debit card is not related with EMI.
Sir EMI ka transition kitna ho na chahiye jo mere ATM card se nhi ho raha h uske liye kya karna padega plz thoda jaldi bata dena
Can i pay emi through panjab national bank
PNB is not supported yet for EMI options.
How to pay emi I mean payment debit automatically in credit card???
@Kisan, You can select Auto Debit facility in Credit Card from respective Bank’s Internet Banking. Or connect with bank customer care.
i have 20000 rupees credit card….can i buy sony xperia c5 which is worth of 26000?
Hello,
If credit limit is less, than product amount, then payment will fail.
I would suggest , buy 6000 Rs Flipkart GV, then rest amount pay with your credit card.
Hi Admin,
I want to buy Iphone 5S which is more than 20k price. But my credit card limit is 20k. I want to avail the EMI option. How will I buy it? My payment is failing while doing the same with credit card.
Try to use GIFT Card + EMI.
Buy Gift Card of 1000 Rs .
At payment page use Gift Card + And rest of the payment do it by Credit card EMI.
Use this link to buy, this will help this website to provide more information.
See my new post http://emi-offers.in/flipkart/downpayment-for-flipkart-emi/
Sir if my bank balance is 2000 then I can buy j2 pro from Snapdeal
I was 5000rs in bank can I buy oppo f1s mobile in flipkart
I have only Debit card, Shall i use this for EMI????
Debit card does not provide EMI options.
Thanks
hello sir,
If you get the 26000 worth of TV from the Emi, what is the initial amount pay first.
Hello Bharti,
Intial amount will be EMI, like if your EMI is Rs 1000 per month, then you will be charged 1000 for first month only
In emi how can debited amount monthly first total amount or emi payment debited and
Some credit card offer Auto Debit facility , please check with Credit Card issue bank.
Can we use other Bank credit cards like kotak and sbm????
Follow this steps for Kotak Bank
http://emi-offers.in/flipkart/how-to-pay-emi-on-flipkart/
Can you provide EMI for kotak bank
Follow this steps for Kotak Bank
http://emi-offers.in/flipkart/how-to-pay-emi-on-flipkart/
I have sbi card I would lik to cancel auto debit option. The cc telling its not possible to cancel is it right? But u can convert MAD(minimum amount due) it is good?
If you have amount avoid minimum due, as there will be some interest no remaining amount.
I we need to give the intrest in month or once a year
Your emi is including interest rate
Comment replied
If i want to pay some more amount as a down payment then what procedure reqired?
There is no optoin for down payment, still you can add extra amount to your credit card .
I wnat to buy iphone so can u provide me emi without credit card.
Most online stores not provide EMI without Credit card, Please connect with local store they provide EMI using Bajaj Finserve or TATA Capital so EMI amount will directly debited from your Saving bank account.
If I make a purchase through EMI for a product around 40k (6 month EMI) Will I have to pay the first emi instantly or can I pay that in next month ? Please help !
It’s depends on your billing cycle.. If your bill date is 12th of every month. And you bought some item with emi after 12th.. Then your first emi payment will be in next month.
i have 10k in my credit card shall i order 25 k phone rite now ???
There will be issue of processing your payment. As your credit limit is low.
You can always apply to increase the credit card limit
Sir mne headset lne h nd uska price 2100 h aur mne 6 month ki instalmnt barni h…to 12% ke hisab se kitna interst hua..
flipkart emi ke liye aapko minimum 4000 rs ka purchase karna hoga.. or 2100Rs ke headset 12% Emi 6 month aapko around 362 ke instalment aayenge . Check here http://www.infibeam.com/finance/LoanCalculator.action?calculation=emi&amount=2100&rate=12&term=6&EMIType=EMI_IN_ARREARS
Sir I have SBI advantage savings credit card with 3000 limit , can I use this card to buy a product worth 13000 with EMI option .
You can try but. For emi but from my experience credit limit should be equal or higher than transaction amount. You can apply to increase credit limit to SBI credit card.
Is there any other option to get emi
Try different credit card.. No other option for online emi without credit card
im buying a product value 10000 and hw much amount i shud pay while transcation
See the final amount in Checkout page
If I buy iphone 6 of 44k
And select emi option for 24 months
Will the whole amount of mobile i.e 44k will be detected or the regular 2000 will be detected??
Hello Gaurav,
First it show 44k , then it will be converted to EMI of 2000 which will be in bill every month.
visit http://shopoholic.co for more questions and answers.
Can i pay emi through panjab national bank
Hey admin,
I want to buy iphone 6 on flipkart..and i have selected 24months Emi option..i am really worried that its very costly..and are there any chances of fraud?…and they will automatically do the transaction every month from the bank or we need to go??
Please tell!!
Bank account won’t work.. You should have credit card.
Can you please provide Emi through debit card
Thanks for connecting. Its payment gateway which provide EMI , now a days its really easy to get credit card. You can apply for same.
for more queries please visit to http://shopoholic.co
Do we need to pay the whole amount from the credit or only the first month emi charge ? as in the downpayment …
No down payment.. Your emi will be come in monthly bill
starting how much we should pay if the coast is 13000
http://emi-offers.in/flipkart/how-to-pay-emi-on-flipkart/ follow these steps to know about the emi process
can i use axis bank credit card for emi?
Sure you can…
Sir mere pas pnb ka account hai and. Mai snap deal se ek guitar lena chahta hu please btaiye ki kyanite kre
Aditya ji.. bank account nahi chalega.. credit card chaiye EMI ke liye.. HDFC bank ka credit card apply kijiye jaroor mil jayega
I hav sbi net banking , emi option is available on it
Nope. Only for Credit Cards
Can i two emi fill one sbi card
yes, you can have two emi on same card. make sure your purchase are with in credit limits.
sir i like to buying asus zenphone
i have only debit card
i want emi option
can i use emi option using interner banking?
if use internetbanking for emi please said
No EMI option for debit card and netbanking
is any other way to get emi option?
You can try from local store. CROMA and Vijay Sales.. And get bajaj Finance or tata capital with debit card
if i have to buy a laptop cost 30000 ,then should i have to have 30000 credit on my credit card to get emi?
Yes
can we use uco bank debit card for emi
Debit card is not supported for emi transaction
Can we use the credit card or net banking of Uco bank in transaction
if any bank give debitcard and cerdit card for single account..
i not used credit card upto now …can i know feww details about credit card
when I purchase a product from flipkart …how much time my instalment has been deducted during purchase through EMI……….Is it on same time during purchase or it will take after the deliver of goods………
It will be as per your credit card billing cycle.
Hey Admin !
I brought a product worth 5K via EMI (axis bank credit card). While transaction it charged the full amount which is 5k instead of monthly EMI amount which is 1.5K.
Will the remaining money get credited again to my card or the whole amount will convert to EMi while paying ?
Please explain in detail
Thanks a lot in advance 🙂
MY SBI Card Not supported for EMI Why? What is problem?………
Is it debit card?
when we get our product on the emi option?
at the time of first installment or what?
As soon as your payment confirmed for emi.
So once your order completed, seller will ship the item.
mane lenovo k3 note emi me kharid liya.. avi next installment automatically bank se cut of ho jayega..kiya sirji?
Automatic cut nahi hoga. Aapka credit card ka jab bhi bill aayega tab pay karna hoga every month.
I want to buy one plus one mobile by emi method bt the amount in my credit card is only 2000 .if I could by it or not .please reply me
Your credit card limit should be equal or more than price of Phone.
emi kaha pe pay karna hoga sirje
Aapke credit card ke bill me.
sir,
is there any downpayment option or do i have to pay every month same amt .
There is no down-payment system. But you can add amount as you like.. If you emi is 1000 , you can add 2000 .. its your choice 🙂
Am having sbi debit card, can it’s posible to purchase using debit card.
Nope.. You can apply for credit card.. Try hdfc its lifetime free
i want to buy moto g 3 total cost is 12999.for 12 months emi plan i ve to pay Rs 1168 per month. i Have sbi credit card n i want to know total interest pay to the bank.
You can get this information at time of payment. If you still want, i can share it
yes i want.so plse tell me full information an after how many days i will recieve my product.
Suppose emi is rs 485. then how much will be debited at the time of transaction? can you tell me in details about billing cycle?
485 will be your monthly bill. Date will be same as your credit card billing cycle
Can I pay you emi from panjab maharashtra bank?
No option for this . Sorry Mayuri.
How Can Buy Mobile By Using Bajaj Finserv EMI Card
Bajaj Finserv EMI Card can be used offline store like Vijay Sales. for online transaction Credit Card is required.
vijay sales…?
full adreess with city and pincode plz
Checkout here.
http://www.vijaysales.com/#variant_id=41201-66577650202
Hey Admin !
I brought a product worth 15000 via EMI (SBI CREDIT CARD). While transaction it charged the full amount which is 15000 instead of monthly EMI amount which is 2596
Will the remaining money get credited again to my card or the whole amount will convert to EMi while paying ?
Please explain in detaIL…
Yes , you are right my friend.You answered your own question.
It will take 5-7 days to convert to emi. You only have to pay 2596 per month.
I am having allhabad bank debit card. can i place a order by emi facility.
Debit card not valid for emi option.
WANT TO BUY MOTO X PLAY 16 GB WORTH RS 18499/= AND WANT TO USE MY BAJAJ FINSERV EMI CARD FOR EMI FACILITY…
IS IT POSSIBLE?
REPLY AWAITED.. 🙂
Currently only Credit cards from some banks are available for EMI on Flipkart for Motorola X Play.
Bajaj Finserv EMI card is not valid for online .
AM planning to buy mobile, which is 15000. can I pay 10k and put emi for balance 5k????
Nope!
Hello,
I am Confused regarding this issue…!
I have ICICI HPCL Corel Credit card (Having Limit Rs.40,000/-)..
I am Planning to buy Moto X play (Rs. 18,499/- on Flipkart)…
I would like to choose EMI option for 18 months which will be something around 1,200/month.
Please mention which one is true [Option-1 or Option-2]
While making the payment…………
1) The total amount Rs.18,499/- will be deducted and my credit card limits comes to Rs.21,500/-.. Later We have to pay to the bank(for credit card payment) in EMI at Rs.1200/Month.
2) The First installment Rs 1,200/Month will be deducted (My card limit will be as Rs.38,800/-) and next month it will automatically deducts next month installment directly from my credit card. We have to pay back to the credit card.
If Option One is true……..
What is the difference between ………………………the below two
“Making full payment with our credit card and converting the outstanding loan amount into EMI”
AND
“Making Payment through EMI as mentioned in OPTION-1”
Please clear my doubts regarding this.
I hope many people have the similar doubts…..
Your response is highly appreciated….
_____________
Thank you
P V Raviteja
I will be available @ 91-9493009483
Once you pay with credit card.
Your credit limit will decrease to amount of product, it will be 40000 – 18499 (21500).
You monthly bill will be as per your emi month selected, which you have to pay manually.(If auto debit is not active).
my payment is approved via credit card of HDFC now what steps shoud i take to debit emi from my account?
You have to pay your monthly bill.
as per your selected EMI .
Hello Admin,
Thank you for the response..
Can you please let me know
What is the difference between ?????????the below two
?Making full payment with our credit card and converting the outstanding loan amount into EMI?
AND
?Making Payment through EMI which you have mentioned earlier?
Please clear my doubts regarding this.
I hope many people have the similar doubts?..
Your response is highly appreciated?.
sir , i have a doubt reagading ,….at the time of buy of any item ,,……how mouch money must be in my account ,,,,,,full amount of the item nd ,,,,,,or ….only for single time monthly amount of my product EMI is enough……nd next month also same EMI amount is enough ,,,,,,
I have only debit card how I get credit card
can i give 60% payment as down payment and less 40% in credit card emi plan
Sir in emi option above bank
i have not account .
Please tell me how I can get a credit card through one of the banks listed for your EMI facility & what is the transaction system of the card.?
Dear admin, during the time of payment on flipkart for emi do we have to pay the whole amount of the product during paying it by credit card.. if yes then what is the meaning of EMI???
After few days full amount will be converted to emi.
then what is the meaning of EMI if I have to pay the full amount..?
Once payment confirmed, it will be refunded and you only have to pay emi.
Example. You paid 10000 for product and payment option is emi. So first you charged 10000 then it will refunded and converted to emi.
Sir I have HDFC kisan card can I take emi through it
I guess no.. Its ATM card
incase I purchase led tv for emi options using hdfc credit card, how i pay emi amount monthly?
monthly bill will be generated , and you have to pay EMI each month.
Admin mre pas na credit card h na debit me har mnth apne indusild bank account me apni emi bhar skta hu to kya me led tv order kar skta hu
EMI per to nahi… hoga .. bank se.
Do I need to inform the bank for EMI conversion or it is handled by flipkart automatically after I make transactions?
Sir I have HDFC Bank Mastercard can i use EMI?
i have axis bank cheku book, i am elgible for this EMI option??
HOW TO GET EMI OPTION WHEN I DON’T HAVE A CREDIT CARD
Hi, I am trying to buy the Moto G 3rd generation 16b, priced 12999 INR. I am trying to buy this phone via EMI method.
I selected ICICI bank under EMI option, as I have ICICI credit card. entered the one of months given and clicked proceed.
But unfortunately, its not accepting the payment.
Do i have to have 12,999 INR in credit card for this transaction or 1st EMI amount is also okay?
Please help me with this. Thanking you in anticipation.
Your credit limit should be more than 12999. Please check your credit limit of credit card.
I had Citi Bank credit card… I am planing to purchase moto-x play on 15th October.. using EMI option…
can you please clarify me When i use EMI option the 10% offer will application or not?!!
if not how can i get 10% offer using EMI or any other option using same city bank credit card?
Thanks in advance
Surendhiran
Yes you can get 10% discount and after discounts.. You can pay emi of remaining amount.
Thanks for your reply admin and please tell me we can except any other offer on Moto-x play model
Hi admin Thanks for your reply…
Can you please tell me we can expect any other offer on moto-x play model…
and how much i need to pay after 10% discount?
Thanks in advance
Surendhiran
Offers on Mobile not disclosed yet.
We will send offer details via email once we get from Flipkart team.
For bank terms and condition visit. http://www.flipkart.com/thebigbilliondays/tnc/banks?affid=wazdesigns
Is SBI credit card supported for the big billion days????
Yes. You can get discounted products on EMI
sir what is the full procedure of emi..
Follow these steps
http://emi-offers.in/flipkart/how-to-pay-emi-on-flipkart/
I want to purchase Asus zenfone 2 at rs 11999 from big billion
Hi, I am planning to purchase the new Iphone6s, I have a credit card also. So if i choose the EMI option, and the EMI will be of Suppose 5500 / month. So In my Account i must have more than 7000 rupees for the 1st EMI or I have to carry the full amount Like 62000.
Hey hi …
I have a quick question…i am planningto buy an iphone 6 ..could u let me knw .that is it necessary to pay some amount in starting…i have my credit card i want to use an emi for fully payment ….plz let me knw
Can I use SBI gold debit card or internet banking for EMI
Because in EMI they shows Debit card option also
Debit card is not valid for EMI transactions
shoud i use the sbi visa card for emi
Can we use axis bank
You can use AXIS bank credit card.
Hi.
I like buy a phone by emi method
In my card amount is less than phone amount for example i like phone Rs 10000 but i have Rs 4000 in my creditcard can i buy it
Payment will be failed… As you have low credit limit
I am planning to buy iphone 6s , i wish to make a down payment of 30000 and pay remaing through EMI , is this possible?
Hii sir im Deepu-Raj n i want to buy new mobile Sony Xperia M4 Aqua im EMI so starting down payment how much can i pay …. ….
there is no down payment in credit card emi.
i dnt have credit card. than how can i take mobile on emi
Thank you so much Sir ….
sir fst emi kb pay krni h ot down pyment kitna hoga
First emi will be as per your billing cycle of credit card.
Sir mujhe emi par selphone lena h
hello sir i buy mobile on emi , i have salary accout with atm card can possible i purchase mobile on emi . or how to debit my first emi on my accout. on flipkart thanks.
is there any initial payment for emi options sir
Admin,,,how much has to pay for mobile in flipkart..
i wanna sell LENOVO K3NOTE..it seems EMI 485..
SO FIRST HOW MUCH I CAN PAY..THAT mobile price is 9,999….
money takes on by credit card ot debit card?
can you say
Hey.. Only credit card supported for EMI.
For emi 485 you have to pay monthly as per your billing cycle.
pls help me to get product quatation so that i can pay emi plz
i want to give for bank i need quotation urgent
Can I pay emi through HDFC platinum debit card
Debit card is not valid for emi
Dear admin
I purchase LENOVO VIBE P1 dt 8 via axix bank credit card…my bill genrate dt 12.. So which date for my emi….and any other charges against installment as per ur details…..suppose u decribe 1429 rs p.m installment….so i pay 1429 ir more
Keep eye on online statement, if you purchased and still not generated emi (12th November). You might get full amount in Bill. But in online statement it will show only EMI not full amount after conversion.
So dont go hurry to pay bill. wait and watch online statement and pay bill of emi plus other expenditures.
If still have confusions connect with your bank.
I learnt a lot from these Q&A mentioned above but their is a doubt in my mind ‘if i make the pament considering all the things like credit limit.. is it necessary to keep the whole mobile charges all the time or we can use it after they give me the remaning amount after deducting the one month emi.
Did not get your question clearly.. but here is the thing.
If your credit limit is 10000 and you bought item worth 9000 then your new credit limit will be 1000.
So you can use 1000 for other purchase, how ever after fist emi you paid 1000 , so your credit limit will increase to 2000.
So as you pay your emi monthly your credit limit will increase , and once you completed your all EMI there will be full credit limit.
Hope this helps.
HOw can i Recive Bills monthly from credit card i ve purchased MoBile on EMI..
You will get monthly statement, online or by post.
by the delivery how much money should i pay??
Did not get your questions.
whose question are you talking about
As icici bank offers emi on debit card as well, can we use the same on flipkart also..????
I have purchased an item in flipkart of 9000 thru SBI credit card EMI on 09.11.2015. Entire amount has been debited from my card. As my billing date is on 11.11.2015 entire amount has been billed. How EMI option works in my case as I have to pay the entire amount by month end?? Pls help
As per my experience you dont have to pay full amount. Just wait for few more days the amount will convert to EMI.
If you have access to online SBI credit card statement, please check it again its been converted or not.?
Whether uco bank is applicable for emi option in flipkart
What is the initial amount for RS 5999 mobile with 290 as Emi
I want to buy Moto-X Play through Bajaj Finserv what options do I have for that?? so I can purchase the phone..
Bajaj Finserv is not valid for emi, you have to use credit card
Hi,
Can I pay some down payment first?
Suppose I wants to Moto X Style of Rs.30000. Can I make a pre payment of Rs. 10000 first at the time of buying and will the bank charge interest only on Rs.20000 i.e. the remaining balance payment through EMI?
Moto X Style :
Currently there is no option of pre-payment of emi.
How ever I can suggest one option
1. Buy GIFT voucher link worth 10000
2. Checkout the Moto X Style use your gift card of 10000
3. For remaining balance use your credit card EMI.
4. So you have to only pay interest on remaining amount.
comment here, if this works.
i bought a phone worth 20k in EMI, paid EMI for 4 months, and now i want to pay total amount at a time, can it possible.
You can add credit to your credit card. but interest will be charged.. so its advisable to keep emi monthly.
Can we pay our emi by debite card of sbi bank
CAN I GET A PERFECT PROCEDURE FOR EMI PLEASE??
andhra bank credit option not available
how can I buy a phone in flipkart
Please check with your bank, does it provide transaction conversion to EMI. Convert to emi
can i buy onemi through KCC(Kisan credit card of SBI)
Hello,
Not sure about this, but you can try till the OTP arrives.
Hello Sir ,
I have a ICICI bank credit card.. with a limit of 20,000.
I want to but Samsung Galaxy j7 worth 16,000 .. on emi of 24 months.. total 18.5k with monthly installments 780.
I understand the fact that the total amount will be debited 1rst tym… den refunded..
And i have to pay monthly 780 in my credit card bill.. correct me if i am wrong..
Now, my question is ..
Will my credit limit for every month from now (i.e. for 2 years) will be 1.5k (20k – 18.5k) or 19.2k(20k – 780) ??
And 2nd question..
Can i close my emi 1 year later by paying off all the total amount due ?
Thank You so much…
Very good question.
Ans1:
Your credit limit will increase as you pay your monthly bill of credit card.
1st month credit limit after payment of 1st EMI (20000 – 18500 = 1500) + 780 : 1500+780 — 2280
2st month credit limit after payment of 1st EMI (20000 – 18500 = 1500) + 780 : 1500 + 780 +780 — 3060
So in short your credit limit will increase as you pay your monthly bill.
Ans2: There is no option close the emi advance. You can add credit to your credit card and monthly your installment will deduct. but not good choice as you still have to pay Interest.
My advice:
Dont use all your credit limit and go for full payment after 1 year.,
buy 10000 Rs Flipkart Gift Card. Rest amount pay with credit card EMI.
Hello Sir,
I bought samsung j7 for 15,000.. 12 months emi.. at 13%.. so monthly.. 1340..
They deducted 2 amounts with description amazon emi..
But then again.. they charged 23 rupees as service tax. Why so ? Will they charge that extra 23 rupees for every month ? (1340 x 12) already includes the 13% extra charge.. so y this 23 rupees ?
Don’t mind me asking about 23 rupees only.. but jst wanted to clear my doubts.. will it be changed every month ? And Wat is it ?
Thanks for comment, yes 23Rs is important if you pay EMI. May be in terms and conditions they have mentioned about extra service charges.
For flipkart emi it may only contains interest rate not services tax.
You can contact your bank which provided you credit card for this part.
I have an ICICI bank credit card.. and it charged me 23 rs as Service Tax.. along with the 1340 emi per month (including interest) .. do i need to contact the icici bank in that case ?
Thank You for all the help…
Can we pay emi by bajaj finance for moto x play on flipkart
Bajaj Finance Card is not valid for Online EMI at Flipkart
can i use syndicate bank credit card for emi ????
Its not in the list, but you can convert from Bank.
Hi I would like to buy Samsung or ASUS smart phone I don’t have crite card but I have my account only or other account ATM card can I use that
No ATM card is valid, you need to have Credit card.
can I using net banking for emi’s
Net banking is not valid for online emi.
how much amount will be debited at 1 st time …from my account
Amount will not debited automatically monthly, you have to pay monthly. You have to pay only first emi.
I want to buy an iphone 5s which costs almost 22-23 thousand…
I want to buy it on emi..
I am ready to pay 10 thousand and remaining 12-13 thousand on EMI..
Is it possible..?
How..?
Buy 10000 eGift voucher,
At the payment page. Use Gift Voucher and Credit Card payment option.
and pay remaining from your credit card EMI.
Hello ,
See my new post about downpayment
http://emi-offers.in/flipkart/downpayment-for-flipkart-emi/
sir i want buy iphone 5s down payment kitna hota hai sir……
Aap jitna chae downpaymet de sakte ho.. follow this http://emi-offers.in/flipkart/downpayment-for-flipkart-emi/ baaki amount on EMI credit card
hi sir I have to buy a mobile on EMI on the online but am not have credit am have DEBIT card am I purchase with that …….
Hi admin.I booked a order of Rs.17000.I selected EMI option using my SBI card to purchase.WHen i entered details,an alert came stating that ‘Sorry! Your card is currently not supported for this transaction’.So what does it mean.N also can u say me the minimum balance needed to be in my account for succesful purchase through EMI.PLs reply me soon Admin.
Few Questions. Do you have SBI credit card?
Is your current credit card limit is more than 17000?
can we buy with debit card
Only credit card is supported
want to buy iphone 6s64gb on emi but credit limit is 50,000.kindly suggest me with the solution
Hello ,
You can buy gift card and rest amount on EMI.
See this instructions
http://emi-offers.in/flipkart/downpayment-for-flipkart-emi/
Sir,I have a debit card of Bank of India.I want to buy Moto G 3rd Gen.Can It Be possible by flipkart and if possible,please can you tell me how?
is it possible to pay EMI to flipkart through SBI debit card?
Sbi debit card is not valid for emi
I have HDFC credit Card which has 30k limit and i already used about 21k, so can i order for another purchase in EMI option and the product is 12.5 k ??
i had only debit card and i have current account in SBI whether it is possible to buy anything from flipkrat on EMI basis.
i want to buy samsung on 7. with my state bank master card ,can i buy samsung on emi ?? & i want know how much money debit from my account first time??? plzz reply me fast
enaku 2 mi 2 mobile venum enkitta sbi debit tha eruku emi poda mudiuma
sir i want to buy iphone 6s plus which worth is 50k but on the spot i have only 20k how can i get it on EMI ?? while i have a credit card of HDFC.
I need to buy a Motorola X play via my sbi credit card. What be the banking process??
Only 1st month amount will they take?? Or complete rate they took with in the first month??
I need help.. Pls
In 12 cycles one month cost around 1700. On 1st month how much of the balance they took from account??
You should have enough credit , first month EMI will be 1700Rs, replay
hello well i have a hdfc credit card and i got around 10k left for can i order 15k mobile on eme?
May be not. you can try Gift Card + EMI options
I WANT TO BUY A S7 WHICH COST AROUND 49000 WHAT SHOULD BE MY CREDITCARD LIMIT.THE DOWN PAYMENT AMOUNT OR THE WHOLE AMOUNT
Your credit limit should be 49000 or more , at time of order.
How to change Emi plan after few months
bunjab national bank emi in letv le 1s mobile pls help me
Sir, i want to buy a smartphone on EMI, i jzt wnt to ask dat the amount of EMI is cut from my account at the time of order or after one month???? Reply fast sir.
( order k samay hi frst month ka charge katega yaa ek mhine baad??)
Aapke billing cycle per depend karega.. if 12th of every month .. then you have to pay after 12th of that month.
Does Axis bank provide emi facilities for flipkart?
Yes, it does. Only for credit card
Hello sir monthly EMI pay sir in mobile delevery . ……
sir which amount will charge on puchase on emi means the full amount of purchase or the amount of first emi only
At first you will charged full amount, then the amount will be converted to EMI.
plz explain how to pay the installments to banks ,by normal transfer methods , any documents required during the installment pay to the banks
How to apply for bajaj card or in how many days I will get that card
you can apply from website or store for Bajaj Finance Card
if i dnt have credit card and can i use atm for emi purpose??
Sbi my new account balance is minimum500 only available..i want to buy 9000 phone itz possible or not?
You need to have credit card
Sir only dabit card h
I don’t have credit card and my bank is syndicate bank not listed in flipkart
any other options??? to pay EMI
I have purchased moto g 3rd gen in flipkart with 850 EMI for 12 months. I paid 3 months EMI. Now I want to pay the due amount in single payment. Its possible or not pls tell me.
Connect with your bank who issued your credit card. Or enable auto-debit. In any case you have to pay interest .
i have sbi master card, can i get emi option
Can i get any product after first emi from flipkart.
You can get product once the payment confirmed, no need to wait for first emi.
i wnat to take on emi
camera canon dslr 700d rs 35000
I want to buy a Lenovo a A6000 plus with EMI,but I have no credit card,but I have an account in SBI.so what can I do????
Is Down payment required in Flipkart?
Not required.
how will i have to pay the monthly emi
From your credit card.
If i brought mobile with EMI option the full amount will taken from bank loan then i have pay the money for bank with interest is it correct?
EMI available for Credit card not saving bank account.
I want to knw if I want to buy a mobile on emi base so when do I get my mobile after paying the full amount or bfr
Want to know about emi when do I get my phone after completing the payment or before
You will get Phone once your payment is confirm, like 1-2 days.
Sir, keya debit cart se emi ka option nehi hai.
I am Ajay singh
I don’t have credit card.I have Debit Based only but I wanna buy new Samsung Galaxy JH 7-6 (2016) on EMI.
sir, i want to but sony ps4 . worth rs 36950
My cr card limit is 40000.
but in my a/c rs 10000 remain.
can i go for it ?
4
sir, i want to buy sony ps4 . worth rs 36950
My cr card limit is 40000.
but in my a/c rs 10000 remain.
can i go for it ?
4
If your credit limit is 40k, then you can buy. Or you can go ahead with some more downpayment to maintain your credit limit on Credit Card
http://emi-offers.in/flipkart/downpayment-for-flipkart-emi/
How to buy smartphone emi with debit card?
I want buy redmi note 3 on bajaj emi card can I buy
i have debit card of UNION BANK OF INDIA so i will pay on EMI ?
Sorry only for credit card only.
My credit card limit is 35000 but I have already used 34500 so can I do emi of rs.1060 for 9 months and how will be payment procedure will it cut in this month or nxt month
can I get emi offer my credit credit is of sbi bank
My credit card limit is 35000 but I have already used 34500 so can I do emi of rs.1060 for 9 months and how will be payment procedure will it cut in this month or nxt month
can I get emi offer my credit credit is of sbi bank
How much balance should be left in my credit card the whole purchasing amount or the emi payment
As you mentioned you already have used your credit . So you current credit limit is 1060 Rs. Which is less that the product price so , you wont be able to purchase Item on EMI.
Your credit limit should be more than item you buy.
How can I purchased mobile phone of Emi through sbi net banking from flip card
Hello Amit,
You need to have credit card for EMI options.
How can i pay the money.Debit card are not supported to EMI option.How can i pay the money through the debit card.If any other option pls share with me.
Other options is to use Bajaj Finserve EMI card
http://emi-offers.in/flipkart/how-to-buy-from-bajaj-finserv-emi-card-on-flipkart/
can bank charge is applicable on credit card if we purchase on emi
There won’t be any bank charges, only interest rate.
Sir tell me about downpayment scheme i want to buy samsung j7 2016 on EMI but i want to pay Rs.7000 advance for down payment suggest me please
Thankyou
Can i get a laptop on bob credit card
If we does not have a credit card can we use a bajaj finance card for emi
Yes, you can , But Bajaj EMI card only applicable on below listed products
http://emi-offers.in/bajaj-emi/mobile-phone-available-for-bajaj-finserve-no-cost-emi-flipkart/
if I order a phone on emi will I get it before the full deduction of money
I bought a mobile on emi with my friends credit card for the first month. Now can i pay with my credit card from next month?
It is technically not possible, but you can transfer emi every month.
Can I pay emi through Bank of Baroda
Hey I book a phone on flipkart on emi and it defect full payment from credit card
If you correctly selected emi. It will be converted to emi.
I want to buy iphone6s on instalment basis without credit card .plzzz tell me the process and amout of each instalment ….
Hello, Harpreet.
You can try Bajaj EMI Card.
I want to buy Samsung note 4 from Flipkart with EMI option but i don’t have any credit card but a SBI debit card.
plz help me out….
Please try
http://emi-offers.in/bajaj-emi/mobile-phone-available-for-bajaj-finserve-no-cost-emi-flipkart/
I want to buy Samsung note 5 on flipkart with EMI option but i don’t have any credit card but a SBI Debit card. So plzz help me out…
Try for http://emi-offers.in/bajaj-emi/mobile-phone-available-for-bajaj-finserve-no-cost-emi-flipkart/ other mobiles on Bajaj EMI
HI SIR I M USING BAJAJ FINSERV EMI CARD HOW TO PURCHASE THE NEW MOBILE IN FLIPCATRT
Please follow these steps.
http://emi-offers.in/flipkart/how-to-buy-from-bajaj-finserv-emi-card-on-flipkart/
I CAN GET USE IN DEBIT/ATM CARD FROM FLIPKART?
Dear admin can i get EMI from my account through one of my brother’s credit card
You can use, but monthly bill will be generated from your Brothers Credit card.
I have credit card(icici) with the limit of 20k.I want to buy a new mobile which costs 12k through EMI…Is that compulsory to have 12k in my debit account or Is that enough having 2k for an EMI plan:6 months.Please clarify my doubt.
At time of purchase you credit limit should be 12k. Or more.
my sbi card is not available in emi payment of flipkart.. what is the problem
can i use my sbi card
new mobile purchese emi finance
I have no money in my sbi bank account and I want to buy a mobile phone with an emi on Flipkart .I will get the phone or not
You should have credit card or bajaj emi card
Without credit card mobile emi
I want a product rd.15000 on Jeff credit card emo option.but my credit balance is rs2000……can I buy product rs15000 on emo???????
no. your credit limit should be more than a price of product
My credit card limit is 25000.i want product rd.15000on emi.emi is 730.but my credit card balance is 2000.can i buy product or any other option??????
I recently purchased a 30000 rs laptop from flipkart on emi through sbi card d total amount was deducted as per the policies but its been more than 7 days and the emi amount is still showing the same it is not yet been converted into emi amount,what to do?
If you follow process of emi on flipkart with your credit card dont worry. Mean while you can connect with your bank customer care for confirmation.
Only first instalment amount balance is available on my card can I purchase on emi..
can i use canara bank debit card
no
Nafish@Akhtar.com
How to buy a prodect on emi using SBI internet banking?
i purchased a laptop from flipkart for 30000 on sbi card emi but the full amount is not been converted into emi its been more than a month since than
plz help
please contact to your bank. customer care.
I have Vijaya bank credit card and it is not list in emi option. What’s next??
i have no cardit card, but i have sbi debit/atm card. i want to purchase any ptoduct in emi dacility
can we change the number of monthgs in EM I plan in between after placing the order
i want letv le 2 in emi . but my account balance is 4000 can i buy?
I want to buy a mobile by emi option if I pay ment full money can I refunded my rest money after 1st installment?
Yes, you transaction will be converted to EMI.
Is it possible to buy a product on COD with my Credit card and convert it into emi.
If card on Delivery option available , then I think you can convert transaction to EMI by calling your bank. Please confirm with your bank credit card.
Thanks
Without debit card a mobile perchase on EMI or not. If not to next option.
hi. mere pass bob ka debit card he. kya usme se emi karsakta hu. plz give me ans.
I am having credit limit of 35000 can i get a product of 60000 in emi of 12 monthswhich is of 5000 per month
To buy a mobile in flipkart for emi, first how much to pay for delivery in phone. For example : i want to buy samsung galaxy its cost is 13500 emi per month 1101 u delivery the phone frst time how much to pay in a mobile
You should have Credit card to order on EMI. or some products available on Bajaj EMI card.
???? ??? ???? ???? ?? ????? ??????? ????? emi ?? ??? ?????? ?? ???? ??
???? ??? ???? ???? ?? ????? ??????? ????? emi ?? ??? ?????? ?? ???? ??
How to buy in emi without credit card
Hi Admin
I have Punjab National Bank Credit Card So can i purchase any thing from Flipkart on EMI
sir I have union bank ATM. I want to buy redmi 3s prime worth of 9k .. I will take 6 months of Emi .. how much can I pay for downpayment??
hi,
i have ICICI debit card, can i use EMI option with that.
I want to buy mobile from flipkart using “sbi pre approved loan” as SBI and FLIPKART signed deal so SBI saving account holder can buy products without credit card. But I am unable to find products under this offer. Can you help me find which mobiles are available to buy under sbi pre approved loan, please.
sir am planning to buy dslr camera on emi…i want to know is only the selected emi amount will be deducted or the total amount of prouduct
plese clear my doubt about it…pls help
Did the monthly credit card bill comes to our home like electric bill? and how to pay the bill offline?i want to buy oppo f1s 19000/- and if my billing cycle is at date 20 every month tell me what will happen step by step when i will order on 15
Yes your credit card bill will be delivered to your address , also you can check online with login details.
Not sure but if you order on 15th and Billing cycle is 20 then you may get your first emi on this month.
Check with your bank.
i have icici debit card is it possible emi
you can apply for icici credit card. debit card is not valid
can i buy redmi note4 wih bank of india through emi
I wanna buy Redmi Note 4 using EMI with credit card option. The price of the phone is 9,999 but balance in my account is 8000. Is the transaction likely to fail? (credit limit is more than the amount)
hello
I have Andhra Bank Credit card. Are accepted that card my card limit less than 8000/-
Sir i had 10000 i want to purchase 20000 item is it possible to pay an EMI amount for remaining amount
hello i want to buy a mobile worth 7000 from flipkart by emi but i have only 1000 in my credit card ac .so can i buy it by depositing 1000 every month in my ac.plz reply now ok.
Hello, Saugata
Your credit limit should be Rs 7000 or more to purchase mobile on EMI . Depositing 1000 every month wont work.
Thanks
sir if my ATM have only 2000 rupees and i want to buy 17,000 rupees phone at emi then is it possible to buy.and i will increase my ATM money by depositing Money after few days?
Hello Price,
You should have Credit card or Bajaj EMI card to get phone on EMI, ATM car will not work.
I want to buy Asus zenfone selfie which is 9999 rupees how many rupees is available in my account to by this phone
Your credit card limit should be 9,999Rs or more
Vishnu
my credit card limit 25000 but I purchase 25990 how to possible
You can try gift card plus credit card emi.
Bajaj ke no cost emi ka first installment kab pay kqrna hoga
ex… mene phone 9 june ko online buy kiya to
Jab buy kiya tqbhhi pqy kqrna hoga?
Hello admin
I want to buy iPhone 6s which cost is 36000 and my hdfc credit limit is 30000 and I also have 20000balance in credit card
Will I choose emi or not
Else will I increase my hdfc credit limit
If you have money available on bank, you can buy Gift Card worth Rs 16,000 and pay with Gift card plus your hdfc credit card.
How ever I will suggest to increase your hdfc credit limit.
Booking with emi but trasaction error
hi,
post process the same with my icici credit card, there are one more page avail of otp secuire pin page where i need to put otp n also there r option to select credit card emi option again to get credit card. though i hv not chked yet but plz let me knw
Hello,
If you already chose EMI in Flipkart , you can ignore emi options on ICICI credit card OTP page.
I want to buy a MacBook from Flipkart through emi. If I want to pay the entire amount after a few months will I be allowed to do so?
From Credit card EMI it may not be possible. You can contact credit card customer care for more details.
I have a Flipkart gift card worth 10000 can i use it to buy macbook by paying the remaining balance using EMI?
Yes, you can.
hai i have only debit card but i want to purchase one mobile through emi… u can give through debit base or not?
Hello Ramesh , Follow this article on Flipkart Debit Card emi with SBI
I have bajaj cradit card so can i by mi note 4 On no cost emi
If i buy a mobile for 20000 and monthly EMI paid for 2 months.Can i clear my total balance amount for 3rd month in single payment.
muje bajaj card pe mobile lena hai
?? ???? ??? credit card ?? ?????? ?????? ?? ?? first emi ?? ????? ???? ???? ???? ??? ?
???? first emi credit card ???? bill ?? ????? ?? ????
order ki bad mujhe product kab milega
amount is converted into emi the product amount will refund or not
Did not get your question. If you cancel the product all amount will refund if your first bill is not generated.
for purchasing a dslr for 33000 .my credit limit is 55000.once i have purchased a dslr in emi option full amount will be deducted from my card.after it will converted into emi , 33000 amount will refund or not. or the credit limit is deducted or not.
Yes, your Rs 33,000 will refunded and converted into your EMI. Once you start paying your EMI monthly your credit limit will increase monthly
Can I Buy Samsung pro 7 on emi through Debit card and how the money deduct from my account
I.e. complete value of product will be collect on time or through emi
Sir, Mene Mobile Phone Order Kiya Tha , Hdfc Credit Card EMI Se, 2 Month Me 2 EMI Bhi De Chuka Hu, Phir Bhi 1500 Rupees Due Bta Rha Hai , Mtlb Agar Payment Late Ho Jaye EMI Ka Toh Itna Intereste Lag Skta Hai Kya ? 22 Ko Phone Order Kiya Tha, 28 Ko Delivered Hua, Plz Sir , Help Me ,
Ho Sake Toh Call Kar Deve Sir Ji , 800XXXXX316
Urgent Help Ki Zaroorat Hai , Thankew, Hope Aap Help Krenge 🙂
try contact on HDFC Bank customer card or https://twitter.com/HDFCBank_Cares
for 15,000 rs mobile ….
we have 2000rs in ATM card to buy on emi or want full amount
Mojhe emi per mobail Lena hai….. My contact number…. xxxxxx. Please call me sir
mujhe emi pe phone lena hai mujhe XX par contact kare
i lost my registered mobile number from bank so i cant have otp can i buy a ohone on emi from my atm with atm pin
Bajaj Emi Card Chahiye
What is the fees charges by bank
Sir how can I get a credit card of any banks …Or bajaj emi loan card..
when will first emi cut ..
if i buy product through bajaj finenserv card……
for ex – i buy an cycle Rs- 6,672
in 3 emi’s i have to pay 22,24 rs per month for 3 months…..
so 1st emi kab cut hogi….
I want oppo f7 then emi payment monthly how much
how to purchaser icici bank bebit card in redmi note 5pro
if i select emi
then what will be the deduction policy
can i select a proper date for deduction of money
Aaj realme 2 pro kharida credit card se
Ab kaise check karu ki emi select hua ya nahi
Order placement paise deduct ho gye
I take a call installment of what I do for her
???? ?? ??? ????? ?? ???? ?? ???? ??? ???? ???