In this “how to” we will go through all the necessary steps to avail EMI on Flipkart, the process is really simple and other than credit cards some products also available on bajaj emi card with No Cost EMI.
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EMI is very useful when you want to buy large value items, and convert that amount in small and easy payment.
Table of Contents
Select any products which value is more than Rs 4000, in our example we will go through process of buying Galaxy A9 Pro.
Select any products which value is more than Rs 4000, in our example we will go through process of buying Galaxy A9 Pro.
Where you click on the “View Plans” you will see the list of credit cards and months, so if you go for long period EMI loan you have to pay more interest.
Add Product to the Cart?and checkout, select your Address and for Payment method select ?EMI (Easy EMI).
You can view your monthly EMI and interest rate when you select EMI months. Please note that only some products available on No Cost EMI it means without any extra charges from bank.
Finally enter your Credit Card details and proceed with payments.
Now Flipkart also provides No Cost EMI, with Bajaj Finserv EMI card
Regular EMI and No Cost EMI options? available on credit cards with selected banks and you can also avail without credit card from Bajaj EMI Card.
For Debit Card EMI, its only available on SBI and HDFC Debit cards with maximum limit of Rs 75,000.
Capital First provides Consumer durable loans for home appliances and smartphones, as of now Capital First loan or EMI not available on Flipkart.
But you can get from Offline stores like Croma , Vijay Sales and others.
For some products like Laptops and Refrigerators downpayment of 25% required but only with No Cost EMI option.
There is no downpayment system for online credit card regular EMI, your EMI will start as per your billing cycle of credit card.
For credit card EMI, your credit limit should be more than product price like if product is worth 35,000 then your available credit limit should be 35,000 or more.
Once your EMI payment is completed then then your credit limit will be deducted. If your credit limit is 1,00,000 and you bought product worth?35,000, then your credit limit will be 65,000. For Bajaj EMI Card on Flipkart it depends on your Loan.
You will get full refund if your first emi bill is not generated , if your first bill is generated then you will not get refund of interest paid to bank only original amount.
The SMS may show full amount when you complete process, but this amount will be converted to EMI within 4-7 days.
?? ARTICLE? ??? ?? FLIPKART ?? EMI ?? ??? ????? ?? ??? ??? ??????? STEPS ?? ????? ?????? ? ?? ????????? ?????? ??? ??? ?? ?? ??????? ????? ?? ????? ???? PRODUCT ??? ?? ?? ?? BAJAJ EMI CARD ?? NO COST EMI ??? ?????? ????
???? ?? ?????? ?? ??? ???? ?? ????? 4000 ????? ?? ???? ?? ????? ?????? ??? ?? SAMSUNG GALAXY A9 PRO ?????? ?? ????????? ?? ??????? ?
?????? PRODUCT ?? ??? EMI CHARGES ?? ???? ??? ??????? ??????? ???? ?? ??? “EMI Plans” ?? ????? ???? ???? ?? ???? ?? IMAGE ??? HIGHLIGHT ????? ??? ???
???? ?? “EMI PLANS” ?? ????? ???? ??? ?? ??????? ????? ?? ?????? ?? ???? ???????, ????? ??? ?? ???? ??? ?? EMI ?? ???? ??? ?? ???? ???? ????? ?? ?????? ???? ????? ??
PRODUCT ?? CART ?? ADD ??????? CHECKOUT ???? ???? ADDRESS ??? ?????? ?? PAYMENT METHOD ?? ??? EMI OPTION ??? ???
?? ???? MONTHLY EMI ?? ?????? ?? ?? ??? ???? ???? ??? ??? ?? ????? ????
??? ??? ???? CREDIT CARD detail? ???? ???? ?? ?????? ?? ??? ???? ??????
??????? ??? SELECTED BANKS? ?? ??? ??????? ????? ?? EMI? ?????? ?????? ??? ?? ?? BAJAJ EMI CARD? ?? ??????? ????? ?? ???? ?? ??? ??? ???? ???????????? ??? ???? SBI? ?? HDFC? ????? ????? ?? 75,000 ????? ??? MAXIMUM LIMIT ?? ??? ?????? ???
?????? ??????? ????? ?? ??? ??? DOWN PAYMENT? ?????? ???? ??, ???? EMI ??????? ????? ?? ???? ?????? ???? ?? ?????? ???? ?????
??????? ????? ?? ???, ???? ??????? ???? ?????? ?? ???? ?? ???? ???? ????? ???? ?????? 35,000 ?? ????? ??, ?? ???? ?????? ??????? ???? 35,000 ?? ???? ???? ?????? ?? ??? ?? ???? EMI? ?????? ???? ?? ??? ?? ???? ??????? ???? ???? ?????? ??? ???? ??????? ???? 1,00,000 ?? ?? ?? 35,000 ?? ????? ???? ?????? ????? ???, ?? ???? ??????? ???? 65,000 ???? ? FLIPKART? ?? BAJAJ EMI CARD? ?? ??? ?? ???? LOAN ?? ?????? ???? ???
??? ???? ???? ??? ??? ????? ???? ??? ??, ?? ???? ????? ??????? ??????, ??? ???? ???? ??? ????? ?? ??? ?? ?? ???? ???? ??? ???? ?????? , ???? ?? ???? ????? ?? ?????? ???? ???? ????? ??????
?? ????????? ???? ???? ??? ?? SMS? ???? ???? ???? ???? ??, ????? ?? ???? 4-7 ????? ?? ???? EMI? ??? ????????? ?? ??????
Pooja Ojha born on 1986-04-15 in , India. Education : Language Spoken : English Coach…
Bhavanaben Ajabaji Chaudhary born on 1998-06-01 in , India. Education : Kalinga University, Chhattisgarh, IND…
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View Comments
Cam we use debit cards ?
Debit cards are not supported for EMI transactions.
Debit cards are not supported for EMI transactions.
can we use smart card ?
No, Smart card is not for EMI
But mere pass debit card ke alava koi doosra card bhi nhi he toh ??
& bjaj finenserv card kitane year ke logo ka bnaya jata he agr ho ske 20 year running ho aur bajaj finenserv card bnta he plz charge btaye aur....
can we use dcb bank
Which bank?
No debit card is not related with EMI.
Sir EMI ka transition kitna ho na chahiye jo mere ATM card se nhi ho raha h uske liye kya karna padega plz thoda jaldi bata dena
Can i pay emi through panjab national bank
PNB is not supported yet for EMI options.
How to pay emi I mean payment debit automatically in credit card???
@Kisan, You can select Auto Debit facility in Credit Card from respective Bank's Internet Banking. Or connect with bank customer care.
i have 20000 rupees credit card....can i buy sony xperia c5 which is worth of 26000?
Hello,
If credit limit is less, than product amount, then payment will fail.
I would suggest , buy 6000 Rs Flipkart GV, then rest amount pay with your credit card.
Hi Admin,
I want to buy Iphone 5S which is more than 20k price. But my credit card limit is 20k. I want to avail the EMI option. How will I buy it? My payment is failing while doing the same with credit card.
Try to use GIFT Card + EMI.
Buy Gift Card of 1000 Rs .
At payment page use Gift Card + And rest of the payment do it by Credit card EMI.
Use this link to buy, this will help this website to provide more information.
See my new post http://emi-offers.in/flipkart/downpayment-for-flipkart-emi/
Sir if my bank balance is 2000 then I can buy j2 pro from Snapdeal
I was 5000rs in bank can I buy oppo f1s mobile in flipkart
I have only Debit card, Shall i use this for EMI????
Debit card does not provide EMI options.
Thanks
hello sir,
If you get the 26000 worth of TV from the Emi, what is the initial amount pay first.
Hello Bharti,
Intial amount will be EMI, like if your EMI is Rs 1000 per month, then you will be charged 1000 for first month only
In emi how can debited amount monthly first total amount or emi payment debited and
Some credit card offer Auto Debit facility , please check with Credit Card issue bank.
Can we use other Bank credit cards like kotak and sbm????
Follow this steps for Kotak Bank
http://emi-offers.in/flipkart/how-to-pay-emi-on-flipkart/
Can you provide EMI for kotak bank
Follow this steps for Kotak Bank
http://emi-offers.in/flipkart/how-to-pay-emi-on-flipkart/
I have sbi card I would lik to cancel auto debit option. The cc telling its not possible to cancel is it right? But u can convert MAD(minimum amount due) it is good?
If you have amount avoid minimum due, as there will be some interest no remaining amount.
I we need to give the intrest in month or once a year
Your emi is including interest rate
Comment replied
If i want to pay some more amount as a down payment then what procedure reqired?
There is no optoin for down payment, still you can add extra amount to your credit card .