Debit Card EMI How To

HDFC Debit card EMI on Flipkart | ?80,000 Finance No Documents


You can buy high value items from HDFC Debit card from Flipkart, minimum cart value with single item should be Rs 10,000 and maximum limit is Rs 50,000.

Last updated on 31th August 2018

There will be no processing fees and downpayment required to avail this facility.

Pay in easy EMIs of 6, 9, or 12 months at an affordable interest rate of 16%

HDFC Debit card EMI facility only available for Select Mobile, Furniture and Electronics purchases.

HDFC debit card EMI Eligibility

You can check if you are eligible for Debit Card EMI from HDFC follow below simple steps.

  1. From your registered mobile number SMS “DCEMI” to 57575 (?3 SMS charges)
  2. If you are eligible you will receive SMS as below
    Congratulations, you are eligible to avail EMI on your HDFC Debit Card for shopping on Flipkart. Explore now!? *T&C apply
  3. If you did not get the SMS. Try to buy small value item from Flipkart with your HDFC debit card and save your card details.
  4. Check your registered mobile number with HDFC bank and Flipkart account is same.

HDFC Debit Card EMI Rates

Below is the example of interest rates for HDFC Debit card with Item price of Rs 19,999?as there is offer on No Cost EMI with Debit Card as well till 30th September 2018.

EMI TypeEMIInterestMonthsTotal
Debit Card EMIRs.?3,3340%6Rs 19,999
Rs. 2,2230%9Rs 19,999
Rs. 1,81516%12Rs 21,775

HDFC debit card EMI Steps

Below guide will show you steps , how to avail EMI on HDFC Credit Card.

  1. Select product you like to buy View Eligible Products
  2. Other option is to check on the here page.
  3. Go to the checkout with One item only which is eligible.
  4. In Payment section go to EMI (Easy Installment)
  5. Select Pre-Approved / Debit EMI
    HDFC Debit Card EMI Process
  6. Enter Card Details and Proceed further.
  7. Follow steps of Debit card and OTP.
  8. We will add more detailed steps Subscribe to our email news letter and deliver to your inbox.

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HDFC debit card EMI using App

I have recently purchased Washing machine on Debit Card EMI with HDFC Debit Card without any extra cost Below are the steps.

  1. In the payment options when you select payment options with Debit Card there is option Pay full amount or pay No Cost EMI, select No Cost EMI.
    HDFC Debit EMI step1
  2. In next step select tenure(months) I have selected 9 months as there is zero interest.
  3. In next step enter your Card Details and OTP, You will charged for full amount at time but it will be credited back to account.
  4. As the transaction done on 6th December, my first bill be on 5th January , I have received SMS on 21st December for this. As mentioned in SMS, it will be auto debited.

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Important Notes

  • Valid only on 1 item in cart
  • Min Rs 10,000 and Maximum Rs 1,00,000
  • 3,6 and 9 month EMI with 16% interest.
  • No Cancellation fees

Flipkart is not responsible for the interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure. On cancellation of order, you will not be able to use this facility again for upto 90 days.

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Top 5 Mobile on HDFC Debit Card EMI


Is minimum balance required in my HDFC Bank account ?
No, no minimum balance required your HDFC bank.

Is total cart value amount blocked in my Account after EMI?

No, total amount will not blocked , but for auto debit make sure you have enough balance to pay month EMI.

What will be the date of auto-debit from my account?
If your transaction done on or before 20th of the month , the first EMI will be charged on your HDFC Bank account on 5th of next month.

If your transactions done after 20th of the month, the first EMI will be charged on your HDFC bank account on 5th of the month after that.

Example: In big billion days if you buy on 21st September with HDFC Debit card EMI , your First EMI will debit on 5th of November.

Debit Card EMI

HDFC Debit card EMI on Amazon Details 2019

After successful launched on HDFC Debit card on Flipkart, Amazon India now also support EMI payments from HDFC Debit card with interest amount.

In this post we will go through the details and benefits of Debit Card EMI, How to add your HDFC Debit card for EMI.

On Credit Card EMI , the full amount will be block once you purchase the Item, but in Debit card there are some different rules.

  • Full amount will not block in your bank account,?Amazon India will? use the pre-approved overdraft facility enabled by HDFC Bank.
  • Minimum amount of eligible items are Rs 10,000 and maximum will be depends on your overdraft limit from HDFC Bank.
  • HDFC debit card EMI available for selected products on category.
  • There is no processing or convenience fees charged on any EMI transaction.
  • No down payment required.
  • View more details on amazon

Interest Rate

For HDFC Debit Card EMI on Amazon interest rate is fixed 16% for 3,6 and 9 months plan.

The rates shown above are annualized interest rates charged on a monthly reducing balance.

Check Eligibility

To check eligibility for HDFC Debit Card EMI on Amazon and approved amount SMS DCEMI <last 4 digits of Debit Card> from your Registered mobile number to 56767

DCEMI 1234 to 56767

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HDFC debit card EMI Steps

Below is the step by step guide, how you can easyly from your HDFC Debit card on Amazon.

  1. On product details page , click on Options and check availability.
    HDFC Debit Card EMI Amazon
  2. Go the Checkout Page till Payment options, if? you did not added your HDFC Debit card please add new card as below.
    Add HDFC Debit Card
  3. After adding card, make sure you unchecked use amazon pay balance , you can not use Amazon Pay balance and Debit card EMI together.
  4. In Payment section you have option to choose full payment , or 6,9 and 12 month EMI as below screenshot.
  5. Select EMI as per your plan and proceed with checkout.

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We will send exclusive Updates, related to HDFC Debit Card EMI, add Email and Follow instructions.

If you have any questions comments please add below in comment box.

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Top 5 Mobile on HDFC Debit Card EMI

HDFC Debit card EMI Flipkart
EasyEMI Offers

HDFC Bank Debit Card EMI Loan details

HDFC Debit card emi

You can now avail EasyEMI on HDFC Debit card as well, but currently this facility only available on selected store on Offline. Like?Reliance?digital, Samsung Store, Croma and others.

HDFC Debit card EMI Flipkart

You can get details of Interest at the Store before applying for EasyEMI on debit cards.

Benefits like:

  • No Down Payment
  • No Documentation
  • No Processing Fee

You can get details of Approved Limit by sending SMS.

SMS DCEMI XXXX (last 4 digits of your Debit Card number ) to 56767 to know your eligibility

Please Convert your purchase to EasyEMI before swiping your debit card.