in Flipkart

Flipkart EMI Options

Flipkart offer EMI on minimum order value offer ₹4,000.

EMI Charges and Interest rate as on 12-08-2016

Credit Card 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months
Axis 12.0% 12.0% 13% 13% 15% 15%
Kotak 12.0% 12.0% 14.0% 14.0% 15% 15%
Indus Ind 13.0% 13.0% 13.0% 13.0% 15% 15%
ICICI 13.0% 13.0% 13.0% 13.0%
SBI 14.0% 14.0% 14.0% 14.0%
CITI 13% 13% 15% 15%
HDFC 13% 13% 14.0% 14.0% 15% 15%
HSBC 12.5% 12.5% 13.5% 13.5%
Standard Chartered 13% 13% 14.0% 14.0% 15% 15%

More details on Flipkart

Follow these process for avail emi offer

How to avail EMI option on Flipkart.

  1.  Add Item of your choice to Cart (Minimum 4000 Rs )
  2. When in Payment option select Credit Card EMI option.
  3. Choose the bank and plan (3, 6, 9 or 12-month) of your choice and enter your credit card details.
  4. Please note that the full amount will be charged on your card the day of the transaction. On next billing cycle you pay 1st EMI.
  5.  Please note that this option is available only when the cart contains items from a single seller.
  6. There is NO processing fee charged for availing Flipkart’s EMI payment option. On return or exchange, interest charged by the bank till that time will not be refunded by Flipkart.
The table below shows a representative rendering of EMI plans for a Rs 20,000 purchase on Flipkart paid using the EMI payment plan
Tenure (months) Loan amount Monthly installment Bank interest rate Total effective price you pay Interest paid to Bank
3 Rs 20,000 Rs 6,800.44 12.00% Rs. 20,401.33 Rs. 401.33
6 Rs 20,000 Rs 3,450.97 12.00% Rs 20,705.80 Rs. 705.80
9 Rs 20,000 Rs 2,344.32 13.00% Rs 21,098.89 Rs. 1,098.89
12 Rs 20,000 Rs 1,786.35 13.00% Rs 21,436.15 Rs. 1,436.15

More details on Flipkart

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